Universal Bank

For over 70 years, Universal Bank has remained dedicated to serving our local communities. We continue to provide customized customer service by offering deposit products and services, as well as a range of loan options. Universal Bank offers you five convenient locations across Southern California to better help meet your personal and business needs. We offer competitive Checking accounts, Certificate of Deposit (CD) or another type of accounts. We’re here to serve you. Our Bank is a member of the largest surcharge-free ATM network, Allpoint®. Allpoint ATMs are available at over locations, including popular retailers like Target, CVS, Walgreens, and Costco. You may also find them at Circle K and Speedway convenience stores, and many other national and regional merchants. We also understand that managing a business means staying ahead of the curve to keep your operation running smoothly. That is why we offer a range of innovative products, customer-friendly services, designed to give you more control over your finances. From checking your transactions online, to sending a wire transfer, or even cash delivery, we are here to support your business every step of the way. Simplify how you accept payments with our Merchant and Payment Processing Services. With our Remote Deposit Capture service, you can easily deposit checks in the comfort of your home office or office. As one of the premier Multi-Family Lenders in Southern California, Universal Bank is an experienced multifamily and commercial property lender that understands current lending and market conditions. Our experienced lending team offers expedient solutions for working capital, equipment, acquisition financing, and more.