Waypoint Financial

At Waypoint Financial Planning, we prioritize your unique financial goals and needs. Fee-Based Planning: • We begin with planning, and there is a reasonable fee for that. • Other firms use a “free plan” as a loss-leader to steer you into higher-cost investment solutions. • They often recommend purchases from a limited suite of commissioned insurance products like life insurance and annuities. Collaborative Planning Process: • We engage deeply with you in the financial plan design process. • Use the plan and projections as our roadmap for advice. • Evaluate different scenarios and financial solutions together. • Model the impacts of alternative solutions on the plan. • Enable you to make clear and effective decisions about the best options for you. Evaluating Scenarios: • Review different scenarios such as retiring earlier or later. • Assess various spending plans. • Plan for major expenses like travel, weddings, or gifts over time. • Implementation Flexibility: • Many clients implement plans with us after evaluating proposals, but it’s not required. • Our philosophy is to offer options that suit your best interest. • You implement solutions where you identify the best fit for your purposes. • We’re equipped to recommend, implement, and service your needs long-term. • The decisions are always yours to make. • We aim for a real relationship with you and your loved ones. Integrated Financial and Tax Advice: • We offer seamless integration of financial planning and tax advice. • Many competitors don’t offer tax advice, and their tax advisors don’t provide investment strategy. • This is especially challenging for Roth conversions and income distribution strategies. • Our comprehensive approach ensures that your investment strategies and tax considerations work han Financial planning and investment advisory services offered through Prosperity Capital Advisors (PCA) an SEC registered investment advisor. For more information, please visit