Xentum Financial Planning

We are a team of experienced financial planners based in Knutsford, Cheshire, dedicated to supporting clients throughout the UK. Our mission is to provide tailored, independent financial advice to help you use your wealth to get the most out of life. Our approach is highly bespoke, long-term, and proactive, rooted in a clear understanding of your specific circumstances and needs. As a values-led, people-first business, we are passionate about making a real difference in our clients' lives. Unlike many traditional financial advisers, we don’t believe in benefitting from your wealth through percentage fees. Instead, we operate a simple, flat-fee service—no confusing percentages, no variable or inexplicable fee structures—just straightforward pricing based on the time and effort it takes to guide you in making good decisions with your wealth. This flat-fee approach sets us apart from the norm in the financial services industry, where annual fees based on a percentage of your investment can erode your returns due to the compounding effect. We can help you: Create a clear vision for the future and organize your finances to achieve it. Gain clarity around your current and future finances, identifying strengths and weaknesses in your current financial management. Feel financially secure and confident in how you manage your wealth. Take care of your wealth management needs, including investments, pensions, estate planning, and tax. By partnering with us, you ensure your financial future is well-managed, giving you peace of mind and the ability to enjoy life to the fullest. Our commitment to your success drives us, and we are dedicated to being your trusted financial partner every step of the way. To help you on this journey, we’ve teamed up with author Paul Armson to offer you a short, easy-to-read book that helps you discover how much is enough – for YOU. You can download the book here: