Xhuma

Welcome to Xhuma, a fully digital banking alternative. We give you the financial freedom to live, work, study but most importantly thrive wherever life takes you. From transfers, QR payments, bill splitting, budgeting, stokvels and everything in between - we’ll allow you to get more from your money. Get creative with instant payments Instantly pay/request payments to/from your friends in the Xhuma family with a tap. You can even get cheeky and add an emoji or GIF with your money. Maximise your money Trying to put away money for each holiday? What about a birthday gift for a loved one or even your next home? It’s as simple as creating a unique vault for each goal in seconds. Stokvel accounts with family and friends Manage all your stokvel admin straight from Xhuma in a couple of taps. Create healthy money habits Let’s help you cultivate your own unique lifestyle of wealth creation through intelligent budgeting & analytics. Get paid in seconds Create payment links and share them with family and friends no matter where they bank. We ensure you always get paid. Card control in app with just a tap No need to visit a branch or stand in a queue. You can manage your own cards instantly on your device. Simple, transparent rewards You don’t need to change your lifestyle to access our rewards. Being one of our customers is enough.