Banking in Ghana

Akuapem Rural Bank

Akuapem Rural Bank Limited was incorporated on 29th August, 1980 making it the 12th Rural Bank to be established in Ghana and the 3rd in the Eastern Region. Being regulated by ARB APEX Bank, Akuapem rural has been part of the top ten rural banks in Ghana.

201 to 500 staff

Agave Rural Bank Plc

A fast-growing and stable Rural Bank operating within the Volta Region of Ghana with 3 branches (Dabala, Sogakope and Aflao) and a fourth branch at Sege in the Greater Accra Region. We offer financial and advisory services to our clients and also believe in establishing long-term relationship with them.

51 to 200 staff

Ankobra West Rural Bank Plc

ANKOBRA WEST RURAL BANK PLC is a sturdy financial institution in the Western Region of the Republic of Ghana. It was incorporated as a limited liability company on May 16, 1977 and was permitted to commence the business of Banking on July 30, 1978 as the fourth Rural Bank in Ghana, and the first in the Western Region. With the overwhelming experience and exposure obtained since its inception, the main focus of the Bank is to strive to be unique when providing services to our varied clients. To this extent, Ankobra West Rural Bank PLC provides customized services that meet the specific demands of our customers. Currently, the Bank has a customer base of about and we are seeking to expand this by attracting players of the value chain of cash crops especially cocoa, cashew, rubber, and palm oil. Our strategy is to obtain feedback of the services rendered and implement continuous improvement in our service delivery strategy in order to stay a step ahead of our competitors. This satisfies our aim of becoming a leading brand and pace setter in the Rural and Community Banking industry by the end of the financial year ended 2026. The decentralized system of operation of the Bank is structured to serve our clients in the most efficient and effective way using the best possible and acceptable way. This is why our clients continue to find our service delivery to be very flexible, cheaper and tailored to their diversified needs, and as a result benefit from sustainable customized solutions.

51 to 200 staff

Cedispay

Discover CedisPay: Who We Are and Why Your Financial Well-Being Matters! Who We Are CedisPay's purpose is to empower individuals in achieving their financial goals by providing friendly, reliable, low-cost, and fast financial services. We prioritize and safeguard customers' financial well-being as a core element of our commitment. Our commitment extends beyond mere transactions – we prioritize and safeguard our customers' financial well-being as an integral part of our mission. How We Do It In a financial landscape where traditional credit assessments often fall short, leaving many underserved, CedisPay distinguishes itself by leveraging technology and alternative data. By delving into sources such as bank statements and social media interactions, we ensure that everyone, irrespective of their credit history, gains access to the financial resources they require. We connect individuals to their financial goals through responsible loans with flexible terms, fostering healthy financial habits Why We Do It At the core of CedisPay's philosophy lies the belief that true happiness and fulfillment result from a harmonious balance across all aspects of life – mental, physical, and soulful. Alongside physical health and spiritual connection, we recognize the pivotal role that strong financial health plays in achieving genuine happiness. We understand that financial worries can impede personal joy, and we strive to simplify the complexities associated with financial choices. CedisPay firmly believes in the power of simplicity as the cornerstone of good financial health and happiness. While the ease and seamlessness of mobile payments and online loan applications are crucial, nothing is more vital to us than assisting you in maximizing your financial health. Our goal is to help you understand your finances, retain more of your hard-earned money, and experience peace of mind, knowing you can confidently care for yourself and your family.

1 to 10 staff

Sekyere Rural Bank Limited

Sekeyere Rural Bank was set up and commissioned in 1983 at Jamasi in the Ashanti Region of Ghana. Our role is to play an intermediary function between surplus fund holders and those in need of funds for their economic activities in the communities in which the Bank operates.

201 to 500 staff

Ut Bank Limited

offers accessible financial support wherever it is needed through helpful service and expert solutions, to encourage business and enrich people's lives. Vision We aspire to become Ghana's favourite bank and one of the most recognised and preferred financial service brands in Africa and beyond. Mission Our Mission is to provide friendly, helpful and accessible banking services, combined with expert financial solutions that help people and businesses realise their goals.

1001 to 5000 staff

Development Bank Ghana

DBG is a Development Finance Institution. We act as an enabler for businesses in Ghana and as a long-term capital provider in the market. We ensure that sustainable, global best practices are applied across all of our operations.

51 to 200 staff

Landbank

LANDBANK is world’s first Global South humanitarian Tendaana land reserve banking, financing, investment, digitalisation and development consortium with patient proprietary capital at multibillions scale backed by Swiss Capital Group, NDBC, CBGS, UNCODA, Principality of Cryptoporticos, Swiss Capital Land.

201 to 500 staff

Manya Krobo Rural Bank Plc

Manya Krobo Rural Bank Limited is a community based financial institution which provides financial services in the Manya, Yilo Krobo Municipalities of the Eastern Region and Ga East/Adentan Municipalities in the Greater Accra Region of Ghana. The Bank, which was the 5th Rural Bank to be established in the country was opened for business on 25th August 1978.*Corporate Vision* We want to offer high quality rural financial intermediation in an efficient and competitive manner. Our Vision is to grow the bank to be a first class financial service provider dedicated to protecting the interests of the various stakeholders of the bank.*Corporate Mission* Our Mission is to offer high quality financial services to the rural communities in an efficient and competitive manner, through a customer- oriented workforce dedicated to enhancing shareholder value.*Core Values*-Listening and Responsive -Reliable -Customer Friendly -Flexible *Activities/Nature of Business* The bank operates various banking products such as- • Western union money transfer • Apexlink money transfer • Speed loans for SME’s • Smart loans • Easter loans • Back to School • X’mas loans • Salary loans • Savings accounts • Current accounts • Fixed deposits • Susu savings • Microfinance(Credit Savings With Education) • Bancassurance *Significant Achievements* The bank was adjudged the best managed rural bank in Ghana in 1998 The bank was admitted into the Ghana club 100 in 2005. The bank is currently the most capitalized rural bank in Ghana. The Bank will continue to support the rural poor through the provision of Micro-credit and Business Advisory services. Additionally, we will seek strategic partnership with relevant institutions to establish Agro-processing industries to increase income and create employment. Save with MANYA KROBO RURAL BANK LTD!

51 to 200 staff

Fiaseman Rural Bank Limited

201 to 500 staff

Blue Horizon Microcredit

Loans to government workers, Groux Loans to women in the village, Loans to salaried workers

11 to 50 staff

Chartered Institute Of Bankers Ghana Cibg

CIB’s long term objective as stated by its mission and vision statements - to develop fully the professional potential of persons engaged in the practice of banking and financial services by enhancing their knowledge and skills through education and training and recognizing with appropriate qualifications those who achieve the required standards.

10001+ staff

Westone Microfinance Limited

WestOne Microfinance Limited (WML) is licensed Non-Banking Financial Institution legally registered and regulated by Bank of Ghana under Ghana's Banking Act, 2004(Act 673) and commenced business in June 2015 with the required minimum capital. WML is a driven by a passionate customer-centric philosophy with our corporate mantra as “our customer our passion”. As a business focused on delivering value to our clients, we constantly upscale our processes to delight the customer with better, faster, efficient and creative products or services that create premium value and satisfies our customers. At WML, we aim at reaching out to help and become the provider of a broad range of services ranging from loans to savings deposits to business and other identifiable economic units at the micro-to-medium scale levels. OUR MISSION West One Microfinance is a transparent and responsible enterprise engaged in providing financial services to the working poor and Unbanked in Ghana. West One is dedicated to building teams of professionals,creating and providing the most efficient microfinance services and improving the sustainable livelihood of its customers OUR VISION At West One our vision is to improve on the sustainable livelihoods of our customers and to be a microfinance of reference where we work. OUR PRODUCTS & SERVICES Savings | Investment | Loans

11 to 50 staff

Bi Microfinance

OUR EXPERTISE We provide competitive financial solutions that meet the operational expectations of our various clients, stakeholders and partners. We do this through sustainable and ethical operations that promote social and economic development of our clients and guarantee returns to our shareholders.

1 to 10 staff

Amantin & Kasei Community Bank Ltd

Your genuine partner serving your interest.

51 to 200 staff

Anlo Rural Bank Ltd

Anlo Rural Bank Ltd, located in Anloga in the Volta Region is one of the best Rural Banks in the Rural and Community banks in Ghana. In line with its vision statement to be among the best rural and community banks in Ghana, it has striven to win the Most Promising Rural Back in the 2013/14 Financial year while winning the best Regional Bank in the same year. In 2014, the bank was a winner in the Chartered Institute of Marketing, Ghana (CIMG) Awards and followed it up with their inclusion in the enviable Ghana Club 100 Awards in 2015. GOAL: To be the model Rural Bank in Ghana.

51 to 200 staff

Anum Rural Bank

We provide financial and non-financial services to help narrow the developmental gap between its rural communities and the urban areas.

51 to 200 staff

Asokore Mampong Rural Bank Plc

Asokore Mampong Rural Bank is a Public Liability Company incorporated under the Companies Act of 1963, Act 179 and licensed by the Bank of Ghana under the Banks and Specialized Deposit Institution Act of 2016, Act 930 to operate the business of Rural Banking. T

51 to 200 staff

The Financial Inclusion Advocacy Centre

The Financial Inclusion Advocacy Centre is an international action-oriented microfinance think tank geared toward an exhaustive financial inclusion. Exhaustive financial inclusion is a status in which everyone who can use them has avenue to a range of superior financial services at affordable prices, with ease, nobility and consumer protections, delivered by a range of provisions in an anchored, competitive and ambitious market to financially capable clients. The Financial Inclusion Advocacy Centre’s mission is to build the institutional strength and outreach of the microfinance sector, by providing a full range of high-quality, best-practice technical inputs and support to all industry stakeholders, in a sustainable and demand-driven manner. As an independent support centre, FIAC is committed to promoting innovations, transparency, and improved outreach to the poor and ever-improving performance in the microfinance industry. The Financial Inclusion Advocacy Centre was founded by microfinance experts in early 2015 to institutionalize its work with various microfinance institutions in Ghana and other part of Africa.

11 to 50 staff

Maritime Co-Operative Credit Union

The Maritime Credit union (MACCU) is a financial cooperative, operating under the mandate and jurisdiction of the Ghana Co-operative credit union association (CUA). It is a one stop financial services provider designed to specifically cater for the financial needs of the seafarer associated Maritime Industry worker and their families. It has opened its common bond to the locating community and other possible investors. The MACCU is member owned and as such pays a high interest on savings which is shared among members

11 to 50 staff

Jomoro Rural Bank Ltd

51 to 200 staff

Weaid Microcredit Enterprise

WEAID MICRO-CREDIT ENTERPRISE formerly WEAIDSTARTUPS LIMITED was founded in September, 2020 by Mr. Kumi Asiedu Isaac, the Chief Executive Officer with the aid of his abled right hand man, Mr. Ntodi Nana Yaw, the Director of Operations. It is a legally registered indigenous micro lending institution licensed by Bank of Ghana (BoG) under the Non-Banking Financial Institution Act NBFI, ACT 2008 (Act 774) to undertake micro credit services to the Ghanaian public. Its head office is located at Haatso, Accra. WeAid Micro-Credit Services provides group loans to petty traders, specialized Individual loans to small and medium enterprises owners and institutional loans to salaried/monthly workers

11 to 50 staff

Ahantaman Rural Bank Ltd

51 to 200 staff

Manya Krobo Rural Bank Ltd

Manya Krobo Rural Bank Limited is a community based financial institution which provides financial services in the Manya, Yilo Krobo Municipalities of the Eastern Region and Ga East/Adentan Municipalities in the Greater Accra Region of Ghana. The Bank, which was the 5th Rural Bank to be established in the country was opened for business on 25th August 1978.*Corporate Vision* We want to offer high quality rural financial intermediation in an efficient and competitive manner. Our Vision is to grow the bank to be a first class financial service provider dedicated to protecting the interests of the various stakeholders of the bank.*Corporate Mission* Our Mission is to offer high quality financial services to the rural communities in an efficient and competitive manner, through a customer- oriented workforce dedicated to enhancing shareholder value.*Core Values*-Listening and Responsive -Reliable -Customer Friendly -Flexible *Activities/Nature of Business* The bank operates various banking products such as- • Western union money transfer • Apexlink money transfer • Speed loans for SME’s • Smart loans • Easter loans • Back to School • X’mas loans • Salary loans • Savings accounts • Current accounts • Fixed deposits • Susu savings • Microfinance(Credit Savings With Education) • Bancassurance *Significant Achievements* The bank was adjudged the best managed rural bank in Ghana in 1998 The bank was admitted into the Ghana club 100 in 2005. The bank is currently the most capitalized rural bank in Ghana. The Bank will continue to support the rural poor through the provision of Micro-credit and Business Advisory services. Additionally, we will seek strategic partnership with relevant institutions to establish Agro-processing industries to increase income and create employment. Save with MANYA KROBO RURAL BANK LTD!

51 to 200 staff