Financial Services in Afghanistan

1pay

Electronic Payment Services: We will develop & deploy a state-of-the-art Mobile Wallet, OnePay, providing features that do not currently exist in Afghanistan. The wallet will not only be connected to all of the Banks, but other financial institutions, such as Insurance and Government Institutions for P2G & G2P transactions as well. OnePay will bring a paradigm shift in Afghanistan’s Banking sector introducing much-needed digital financial inclusion.

11 to 50 staff

Aug Services

AUG is founded by a team of professional experts who bring with them many years of practical experience in the fields of Management Consulting, Business Consulting, Audit & Assurance, Capacity Building, Sales & Marketing, M&E, Taxation and ICT Solution. AUG works closely with its client organizations in developing solutions that can show direction, enhance organizational effectiveness and build the capability of people through offering practical tools and enabling implementation. It always offers the latest and up to date methodologies, concepts, industry best practices and the appropriate benchmarks in executing its clients’ assignments. AUG believes in what it offers to its clients as the best offer solution which ensures the achievement of set goals and objectives ordained by the client organization for the assignment on hand. Its guiding principle is to provide high-quality services to its clients by tapping the most qualified specialists in the specific areas of is clients’ needs. AUG offers Business consulting, HR consulting Research, auditing, ICT solution’s, capacity building & Tax clearance services.

201 to 500 staff

Bright Look Consultancy Services Company

We are offering a complete Range of Outsourcing Services for Private Companies and Government Entities. Our outsourcing services help national and international companies who are operating in Afghanistan. We are well-connected with our network, have understanding of local context and have the expertise on resource management to deliver high quality and on-time outsourcing services. In relevant field of working on taxes clearance and other. We have highlighted our outsourcing services based on our client needs but have the potential to design and implement other sort of support services

11 to 50 staff

Maltya Business Consulting Services

Maltya Financial Services is an afghan owned company registered under license number with ACBRIP in 2016. Maltya Financial Services provides accounting, financial management, taxation, financial management system development, QuickBooks customization and training to national and international entities in the country. Maltya Provides the following services to national and international entities across the country: • Taxation Services (Tax Clearance, Tax Audit, Tax Planning & Tax Advisory) • Bookkeeping Services • Financial Management System Development • Work Permits and Labor • Capacity Building and Career Consoling Services • QuickBooks Training & Customization Maltya currently running project of “Female Tax Accountant Training/ Taxation Training” for 100 graduated females from BBA, BA, BoC. In this project Maltya will introduce female tax accountant in the market.

11 to 50 staff

Deqqat

Deqqat Financial Consultancy Services (DFCS) was established to help entities in their path to standardization. The idea was initiated by our committed team and established DFCS with a hope to help clients on their capacity building and financial systems designation.

1 to 10 staff

Ffrr

51 to 200 staff

Barin Creation Limited

Barin Creation Limited incorporated in 2019. Authorized Agency of Barin Money Exchange Services Authorized Agency for Selling Airline Ticket (Domestic and International) Authorized Franchise for Selling AWCC Products, SIM-cards Airtime Top, SIM-card Swapping Authorized Agency of ABMMC (Afghan Besim Mobile Money Company) Very Strong Local Network Having Offices in Central Zone and North Zone

11 to 50 staff

Infinia

Founded in 2022, Infinia blends over 20 years of experience in software development with a decade in the Fintech industry to deliver innovative, global payment solutions. Backed by world-class investors and part of Y Combinator’s 2023 batch, we help businesses across Latin America and beyond make and receive real-time payments — without interruptions and without borders.

11 to 50 staff

Financiera Avanza Tu Negocio

CREAR OPORTUNIDADES DE DESARROLLO AVANZA Tu negocio inicia actividades en el 2010 con el objetivo principal de otorgar micro créditos grupales solidarios a mujeres micro empresarias que se dedican a alguna actividad productiva, así como créditos individuales. Actualmente contamos con 40 sucursales ubicadas en el Estado de México, Hidalgo, Puebla, Morelos y Veracruz. Misión: Crear oportunidades de desarrollo. Es decir, ser generadores de oportunidades reales de negocio en donde el micro empresario es la clave del desarrollo sostenido Visión: Ser una Institución que ofrezca productos y servicios financieros a la medida de las necesidades reales de nuestros clientes, basándonos en el profesionalismo y la excelencia, comprometidos con nuestros clientes, inversionistas, empleados, y la sociedad en general. Consolidarse como una institución altamente destacada dentro del mercado de las micro finanzas, por la calidad y eficiencia en la que se ofrecen nuestros productos y servicios financieros.

201 to 500 staff

Agricultural Development Fund Official

The Agricultural Development Fund (ADF) is a standalone institution constituted as a monetary fund operating under the leadership of its high council. The principal function of the ADF is to catalyze delivery of finance and related non-finance services to commercial farmers and agribusiness entrepreneurs through a variety of intermediaries as well as direct financing, in an unprecedented effort to revolutionize Afghan agriculture.

51 to 200 staff

Colendi Menkul

Dijital yatırımlarınızı yüksek finansal teknolojilerle bir araya getiriyor, geleceğinizi değerlendiriyoruz.#geleceğideğerlendir

11 to 50 staff

Bank-E-Millie Afghan

Bank-e-Millie Afghan (BMA) was the first financial institution established in Afghanistan in 1933. Similarly, it was the first financial institution established in a public-private partnership set up with a 72 percent share held by the private sector. As the first bank in Afghanistan, BMA introduced formal banking services to people and government of the Islamic Republic of Afghanistan. Since then, the bank’s competitive strength and ongoing market leadership philosophy lays in its strong capital base and proven trustworthiness. In 1976, it was fully nationalized by the government of Afghanistan. Since its establishment, BMA is a leading bank in providing modern and secure Islamic banking services. Securing depositors' funds is the top priority of the bank. At the same time, the bank is contributing considerably to the development of manufacturing, agriculture, services, and international trade in the country. BMA is operating based on strong corporate governance principles, financial risk management, and strict compliance to keep its credibility and trust. BMA has 19 city branches including the head quarter and 2 counters in Kabul, 22 provincial branches, and equity investments in the United States of America and England. And it is celebrating its 90th year of fame.

501 to 1000 staff

Microfinance Investment And Support Facility For Afghanistan Misfa

The Microfinance Investment Support Facility for Afghanistan (MISFA) was set up in 2003 to get donor coordination right from the start and avoid the counter-productive efforts that have emerged from conflicting donor objectives in other post-conflict situations. It was established as a vehicle through which the Afghan Government and international donors could channel technical assistance and funding to build Afghanistan’s microfinance sector. MISFA was the first facility of its kind, pooling diverse donor funding mechanisms and converting them into streamlined, flexible support to microfinance institutions in Afghanistan, tailored to local priorities and accompanied by technical assistance and strong performance monitoring. A TRIBUTE TO THE MAN WHO ENGINEERED THE CREATION OF MISFA In March 2006, MISFA registered as a limited liability non-profit company whose sole shareholder is the Ministry of Finance of the Islamic Republic of Afghanistan. MISFA Ltd is an independent apex organization with a number of implementing partners on the ground. In most cases, MISFA functions as either the exclusive or primary provider of funds to its partners. The legal status of MFIs has been transformed from NGOs to that of non-profit companies registered with the Afghanistan Investment Support Agency (AISA), as permanent institutions under the laws of Afghanistan. Funding Sources MISFA is supported by donors, international development agencies and the Government of Afghanistan.

11 to 50 staff

Advice Asesores Ltda

Empresa de asesoría en Gestión Financiera y Contable, Estartegia y Desarrollo de negocios y empresas. Especialista en el manejo financiero de empresas, con acento en el análisis, generación de reportes y apoyo a la toma de desiciones estratégicas y operacionales en base al seguimiento y conducción de resultados financieros.

1 to 10 staff

Exchangerzone, Inc

Exchangerzone, Inc. is the Afghanistan rst and largest private nancial company founded by Investone Corps, Inc.(ICI) in August 2015. Exchangerzone was registered with Afghanistan Investment Support Agency (AISA) under license number D8062- as a private corporaton in 2016. It was also duly registered with Da Afghanistan Bank (DAB) under license number 423 and license number 201607 to oer nancial services. Exchangerzone is a fully-edged nancial company, which oers wide range of quality nancial services within Afghanistan and abroad. The company specializes in foreign exchange, money transfer, micronance, investment schemes, nancial consultng and other selected nancial services. We are the rst private company in Afghanistan outside the banking industry to oer specialized foreign exchange, remitance, micronance, investment, nancial consultng and other selected nancial services. The service portolio of Exchangerzone operates in four divisions i.e. Financial Service Division (FSD), Micronance Division (MD), Investment Division (ID) and Financial Consultng Division (FCD). Our main businesses are bureau of exchange, money transfer, micronance, investment products, payment solutons, ATMS, insurance, nancial consultng and other nancial services. Exchangerzone is dedicated to focus on serving the comprehensive needs of individuals and businesses with high quality and value pricing. The company with a core sta of experienced natonal and internatonal professionals and an expert team is commited to creatng a dominant presence of the brand in Afghanistan and in the region. What makes Exchangerzone dierent is its customer-centric approach. Driven by people, product and process, Exchangerzone believes in providing high quality customized and prompt services with value pricing as per the nancial needs of customers. Success of our company will be measured by our clients choosing us, because of their belief in our ability to meet or exceed their expectatons of price, service and expertse. We believe that specializaton is the key element to the success of any organizaton that is why we focus on quality and specializaton. We are proud of who we are and where are we are going. We strive to build value for our shareholders, provide quality products and service to our customers and oer a rewarding and conducive work environment for our employees. Our company’s strength lies in the quality and depth of our products, services and stas. Our products are customized as per customers’ nancial needs. We believe in %100 satsfacton of customers, because for us the best marketng is, a satsed customer. Our oces, unlike our competton, are open six days a week and for 10 hours daily. Our professional natonal and internatonal expert employees representng diverse natonalites strive to achieve excellence and bring delight to customers in Afghanistan and abroad. Exchangerzone is an ISO certed company. We are the member of Internatonal Associaton of Money Transfer Networks, UK, The Micronance Associaton, UK, and Afghanistan Micronance Associaton and other natonal and internatonal organizatons. Headquartered in Kabul, Exchangerzone plans to spread its footprint in all the major countries of the world. We see our future growth and changes with discipline and integrity. For now we are operatng in Afghanistan, Dubai, India, Pakistan, Turkey and China.

51 to 200 staff

Findecade

Welcome to our comprehensive guide on digital payments and fintech solutions in Afghanistan. As the financial landscape in Afghanistan evolves, innovative financial technologies (fintech) are transforming the way individuals and businesses manage, transfer, and access money. From digital payments and mobile wallets to banking services and microfinancing, fintech is making financial services more accessible, secure, and efficient. This page explores the growing impact of fintech in Afghanistan, highlighting key solutions, trends, and opportunities that are reshaping the economy and empowering people across the country. Whether you’re interested in mobile banking, digital lending, or payment platforms, this resource will provide you with valuable insights into the future of financial services in Afghanistan.

51 to 200 staff

Crowdx

CrowdX is a trading name of Eurivex Ltd. Eurivex Ltd is an EU Investment Firm authorized and regulated since 2010 by the Cyprus Securities and Exchange Commission (CySEC) under license number 114/10 for the provision of investment services. Eurivex is also licensed as an EU Crowdfunding Service Provider (license number CSP 2/24). The company’s headquarters are located in Nicosia, Cyprus. Eurivex provides crowdfunding, investment and ancillary services to residents of the European Economic Area (EEA) and several other jurisdictions. Eurivex was established in 2009 and received its regulatory license from CySEC in March 2010.

1 to 10 staff

Caa - Credence Auditors & Advisors

CREDENCE Auditors & Advisors (CAA) is an audit and advisory firm registered with Ministry of Commerce and Industries, Afghanistan to provide audit and advisory services. It has the combined experience and expertise of its partners, director and managerial professional staff who have been in accounting / auditing practice for a number of years. CAA plans to emerge as a prominent firm of accountants and auditors offering a wide range of services to national and international clients in Afghanistan. We plan to serve clients over a wide and diverse range of not for profit, industrial and commercial enterprises both in public and private services sectors. It has an International Association with British Certification Inc.(BCI) India and is in the process of securing affiliation with 7th largest network of accounting firm internationally named Nexia International, Our first review by the Nexia International has been conducted and ranked as satisfactory. Our Vision To be the most reputed audit and advisory services firm in and having a global footprint. Our Mission To serve our clients to their utmost satisfaction while at the same time performing our work to the highest standards of professional integrity and ethics. Our Core Values CAA’s Core Values define how we treat our clients and each other. They set key parameters within which individual and team performance is measured and rewarded. They are embedded in the way we operate and in the value we create for our clients and communities. Integrity: We do what is right, not what is easiest. We are true to ourselves and others. We are transparent, honest, and consistent. We take pride in our work and act with professionalism. Services We Offer; Audit Trainings QuickBooks Guidance Financial Services Taxation Proposal Writing Advisory We are Here to Ease Your Mind from Your Company CREDENCE AUDITORS & ADVISORS CAA

11 to 50 staff

Baheer Consulting Services

Baheer Consulting Services is providing professional consulting services in Afghanistan in following fields: Taxation Tax compliance is a vital part of every business. The luck of professional employees in this field, the unfamiliarity of investors, and rapid changes in tax laws and regulations make it the toughest part of a business in Afghanistan. But our professional taxation team is here to help you out and to make sure that you are focused on your core business functionality. Our professional tax solution services included but are not limited to: 1. Annual Tax Return 2. Business Receipt Tax 3. Withholding Taxes (Rent, Salary, Contract, Share Distribution, Interest, Royalties, Etc) 4. Fixed Taxes 5. Tax Exemptions 6. Avoid Extra Tax Payment 7. Support During Tax Audit 8. Taxation and E-Filling Training 9. And Much More QuickBooks Are you looking for improvement in your financial system? We can help you with the setup, customization, installation, implementation, and training of a standard financial system, like QuickBooks and ODOO. Our professional QuickBooks Services as follow: 1. QuickBooks Setup 2. Installation (Single User/Multiple Users) 3. Support and Maintenance 4. Training Start-Up Package Are you looking to start a new business or an NGO in Afghanistan? We would love to help you. Our professional team will make sure that your registration and other activities are in compliance with Afghanistan laws and regulations.

1 to 10 staff

Carlos Mantilla Asociados

Carlos Mantilla Asociados, es una de las más prestigiosas firmas de España en prestar servicios de auditoría, asesoramiento fiscal, mercantil y consultoría de negocio, en una amplia gama de mercados y sectores. Despacho condecorado con la Cruz de Honor de San Raimundo de Peñafort y con la Insignia de Oro del Instituto de Censores de Cuentas de España por su "decidida y constante contribución de la profesión jurídica y económica en España". Cuenta con dos oficinas, en Vigo y en Madrid y próximamente en Ciudad Real. Realizamos informes y trabajos de auditoría y asesoramiento integral a empresas de varios países de la UE y de América Latina.

51 to 200 staff

Miaad Daqiq Business Consultancy Services

11 to 50 staff

Fxopal

FXOPAL Ltd. is a forex broker that offers online trading services and products to institutional and retail clientele from around the world. Clients benefit from segregated accounts at top-tier banks, secure deposits and withdrawals, competitive leverage, tight spreads starting from 0.1 pips, the ability to trade 300 instruments, a variety of optimised account types and platforms, exciting forex contests and trade-enhancing forex bonuses. Plus, FXOPAL runs free forex online courses and webinars to educate traders and enables traders to improve their skills. FXOPAL Ltd. established in St. Vincent and the Grenadines, United Kingdom, The registration ID "BC 26092 2020". All FXOPAL offices are active in Turkey, Oman and Afghanistan. Risk Warning: Trading Forex and Leveraged Financial Instruments involves significant risk and can result in the loss of your invested capital. You should not invest more than you can afford to lose and should ensure that you fully understand the risks involved. Trading leveraged products may not be suitable for all investors.

11 to 50 staff

Distinct Financial Management

1 to 10 staff

Sme Businesscentre

The BusinessCentre is the “Customer focused” area of the business, encompassing all the steps that are taken during the ‘end to end’ lending cycle. The Centre maintains the relationship with the client and is the hub that is in constant touch with the client throughout its lifetime as a customer of the Company. This includes: • On-boarding & settlement • Arrears management • Approval of complying products • Legal recovery • Monitoring • Managing loan repayment schedules.

1 to 10 staff