Financial Services in Ghana

Societe Generale Ghana

Stronger than ever, Societe Generale Ghana stands tall among the Tier A banks today by providing retail and corporate clients with dedicated innovative products and services, aimed at satisfying and anticipating customer needs. Societe Generale Ghana is sturdily gaining ground with a 4.7% market share and gearing towards an active customer base of across 40 outlets in Ghana. Originally from the Societe Generale Group - our parent company headquartered in France, our brand resonates in 19 African countries and in 67 countries worldwide where we are pleased to serve millions of individual clients, businesses and institutional investors. THE FUTURE IS YOU Our new brand signature begins a new chapter in our history. It affirms the essential role we play in our customers’ lives and communicates our vision of the future! A vision full of conviction and optimism. Our intent is to move forward together, with our shared values, culture and aspirations.

501 to 1000 staff

West African Monetary Institute

The West African Monetary Institute was set up under the West African Monetary Zone arrangement to undertake all preparatory tasks that would lead to the establishment of a common West African Central Bank and the introduction of a single currency. The Member States are The Gambia, Ghana, Guinea, Liberia, Nigeria and Sierra Leone.

11 to 50 staff

Bayport - Gh

Since 2002 the Bayport group has provided primarily government employed men and women with credit and access to financial services. In nine developing economies across Africa and Latin America, we offer our customers speed, value, convenience and financial solutions they can trust. When we started Bayport we knew we wanted to create a company that made a real difference to customers. We wanted to build a business that offered people a way to truly change their lives and fulfil their potential. Today we’re proud to say that people without any security or collateral can turn to Bayport when they need access to credit. The story hasn’t been different in Ghana in the last 19 years It is our commitment to establish and create businesses using Bayport’s collective resources and skills and supporting our expert local management in growing our businesses into the future. To invest in and uplift the communities in which we operate and live, both in terms of people’s lives, social infrastructure and the natural environment. We are the link between our customers and their biggest hopes. We are in the business of changing lives and creating better days. That is what we do.and this is what we mean when we say “your future now”

201 to 500 staff

Brassica Pay Gh

A Payment Service Platform that helps you control your finances towards financial freedom.

11 to 50 staff

Darfin Finance

Darfin Finance Company Limited is a privately incorporated Finance House in Ghana, under the Companies Act 2019 (Act 992). The finance company received its certificate of incorporation on August 16, 2015. Darfin Finance is regulated by the Central Bank of Ghana under the Banks and Specialized Deposit-Taking Institutions Act, 2016 (Act 930).

11 to 50 staff

Enterprise Trustees

Enterprise Trustees Limited is the Pensions Management subsidiary of Enterprise Group PLC. It is the leading Corporate Trustee in Ghana with over GH⊄8 billion Assets Under Management and providing pension services to over leading industry players including major Regulatory bodies, with membership of over

51 to 200 staff

Ghana Interbank Payment And Settlement Systems Limited

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non bank financial institutions in Ghana. In line with its mandate, GhIPSS has implemented and currently manages the following: 1. National Switch & Biometric Smart Card Payment System- e-zwich 2. Cheque Codeline Clearing System 3. Ghana Automated Clearing House (GACH) systems- Direct Credit & Direct Debit 4. National Switching and Processing System- gh-link. GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification. GhIPSS´ payment infrastructure is currently used by all banks in Ghana including the ARB Apex Bank and its affiliates, Savings and Loans companies, Mobile Money Operators and other third Party Payment Providers.

51 to 200 staff

Girsal Ltd

GIRSAL Ltd is a non-banking financial institution established to de-risk agricultural financing and stimulate increased lending to the agricultural sector, by financial institutions in Ghana. GIRSAL provides credit risk guarantees to financial institutions lending to the agricultural sector in Ghana. We also provide capacity building, information resources and expert technical support to strengthen their capacity to assess, structure and manage agribusiness lending.

11 to 50 staff

Juni Ghana Limited

Juni Ghana Limited is a Ghanaian FinTech company that provides innovative payment services for our clients. We are an enhanced payment service provider (PSP) that is focused on payments aggregation and in-bound remittance services. We also facilitate Visa card and Mastercard processing. We enable our clients to receive payments via bank accounts mobile money and card payments. Juni Ghana Limited has competent professionals with several years of experience in financial technology, finance, software programming, compliance and risk management and strategy. We bring this rich experience to bear in our quest to provide fintech solutions to businesses and individuals across the globe.

11 to 50 staff

Mybitstore

About Mybitstore Mybitstore is a cryptocurrency exchange and digital value infrastructure platform powering how individuals, businesses, and institutions trade, manage, and move value in the modern economy. What began as a cryptocurrency exchange has evolved into a broader mission: building secure, transparent, and scalable infrastructure that supports digital assets, payments, compliance, and financial innovation. Today, Mybitstore delivers more than trading—we provide the foundational systems that enable participation in the digital economy with confidence. Operating at the intersection of technology, finance, and infrastructure, Mybitstore offers secure cryptocurrency trading with enterprise-grade controls, payment and settlement solutions for businesses, and infrastructure APIs that allow startups, enterprises, and governments to build on trusted digital rails. Our platform also includes compliance, risk management, reporting tools, and education initiatives designed to support regulatory alignment and long-term digital asset literacy. Trust is at the core of everything we build. Our infrastructure is designed with security-first architecture, transparent operations, and compliance-driven systems capable of supporting high-volume and institutional use cases. This approach allows us to serve a diverse range of users—from individual participants to enterprises and public-sector institutions—across borders and evolving regulatory environments. As the global economy transitions toward digital value, Mybitstore’s role is to make that shift secure, usable, and trusted. By focusing on infrastructure rather than isolated products, we support sustainable adoption, innovation, and long-term growth across the digital economy. Mybitstore is building a unified ecosystem for trading, payments, compliance, and innovation—positioning itself as one of the world’s most trusted digital value infrastructure platforms. Mybitstore Build. Trade. Move Value.

11 to 50 staff

Ndk Financial Services Limited

At NDK, we provide the best loans and investment services on the Ghanaian market. Our approach is characterized by speed, flexibility, convenience and peerless customer satisfaction. NDK is a forerunner in the non-bank financial services industry in Ghana. Our existence spans over two and half decades, with robust and formidable performance amply demonstrated through our strong balance sheet position, financial flexibility and reputation. As the pioneer comprehensive Non-Bank Finance House, NDK has been at the forefront of improving laws concerning the industry. Over the years, we have exhibited a resolute commitment to our immediate and external communities. We operate a distinct culture of client satisfaction that is demonstrated by a strong bond with our clients in ways that set us apart from other firms. This is a partnership we hold in high esteem. We constantly employ modern technology for improved service delivery, while developing internal systems that enhance the experience and satisfaction of our customers. Our values are central to our operations and we are committed to improving the knowledge base of our customers and engendering mutual growth.

51 to 200 staff

People S Pension

Established in 2016, People’s Pension Trust Ghana Limited; a subsidiary of People’s Pension Holding based in the Netherlands, is a company licensed to provide trustee services for the Ghanaian workforce. We maintain a specific focus on the informal sector which employs over 80% of the labor force who until the 2008 pension reform had no access to retirement services. We offer a flexible personal pension product that leverages technology and allows for daily, weekly, monthly or seasonal contributions. We also offer Occupational (Tier 2) and Group Personal Pension Schemes as well as Retirement Advisory Services. Focused on providing retirement income security for all, we work closely with some of the best pension insurers and administrators of the Dutch pension scheme to develop innovative pension solutions that delivers value to our clients. Or vision is to be recognized as the organization which successfully reduced old age poverty in Ghana.

51 to 200 staff

The Seed Funds Savings And Loans

Savings and Loans Company The Seed Funds Savings and Loans (TSF) was incorporated on 12th May, 2014 and started operations in August, 2014. At TSF, we are SME focused and our products are tailored to suit the needs of our customers. The main aim of TSF is to help our customers develop their businesses by extending credit facilities to them on reasonable interest rates and adding value to their net worth by giving them competitive rates on investments. We have competent and professional staff who are always available to customers through the process of doing business with us. Bank with Us -You and Us, A Growing Partnership!

201 to 500 staff

Forms Capital Limited

Official LinkedIn account of Forms Capital Limited. A licensed financial institution regulated by Bank of Ghana.

11 to 50 staff

Visionfund Ghana

VisionFund Ghana is a Christian-owned, mission-driven microfinance network that assists caregivers in hard-to-reach, impoverished communities to create secure futures for their children. We offer financial and livelihood solutions, unlocking communities' economic potential.

201 to 500 staff

Adehyeman Savings And Loans Ltd

Adehyeman Savings and Loans Company Limited is a wholly owned Ghanaian non-bank financial institution. It obtained a certificate of incorporation under the Companies Code 1963 (Act 179) on the 27th of July 2004 and was issued with a certificate to commence business on 25th November 2004. It was subsequently issued with a license to operate as Savings & Loans Company, on 11th Jan 2005 by the Bank of Ghana.

201 to 500 staff

Annan Capital Partners

A boutique investment advisory firm and a startup ecosystem enabler with a focus on high-growth emerging markets across Africa.

11 to 50 staff

National Investment Bank

201 to 500 staff

Secure Pensions Trust Limited

We are your desired gateway to retirement by creating value through - Experienced Professionals - Excellent Customer Service and - Prudent Investment Strategies

11 to 50 staff

Solv Ghana

SOLV Ghana is a B2B marketplace for SMEs. The SOLV platform facilitates commerce in a trusted environment, while easing access to finance and business services through one seamless digital experience. Our Vision Building a digital business to business (B2B) Marketplace to support growth of Ghanaian micro, small, and medium enterprises (MSMEs). Our SC Ventures funded Marketplace is facilitating MSME growth in a trusted environment, by democratizing and easing access to Financing and Business Support solutions. Operating out of its 87 Independence Avenue office (9th Floor), Accra; SOLV collaborates with multiple Financial Institutions (FIs) and Service providers to deliver growth simplified. Our Values We at SOLV believe that strong core values are the foundation of an inspirational business model. Our people and customers are at the Centre of everything we do. In our endeavor to ensure that we prioritize them, our values act as our beacon. They give focus and direction to the team (SOLVers), helping them work toward the larger common goal of building a digital B2B Marketplace to support the growth of Ghanaian MSMEs. Our values are interwoven throughout the cultural tapestry of SOLV and constantly evolves with the contributions each person makes. We believe that culture is a melting pot of personal beliefs and values that each SOLVer brings to the family. Each one of us holds these values paramount and live by them, every day - defining the way of life for SOLVers Our values are the guiding principles for acceptable behavior at work. Internalizing these standards has resulted in a powerful team of SOLVers, immensely dedicated to simplifying the growth of our clients. Our doors remain open… Come in for a discussion on how our financing and business support solutions can simplify the growth of your business-Call Center line:+233 (0)50 361 4074 -Email: customercare@solv.com.gh -Escalation contact:+233(0)23 200 3651 -Email: compliance@solv.com.gh

11 to 50 staff

Students Loan Trust Fund Ghana

The Students Loan Trust Fund (SLTF) was established in December 2005 under the Trustee Incorporation Act 1962, Act 106. The objectives of the Trust Fund are to provide financial resources for the sound management of the Trust for the benefit of students and to help promote and facilitate the national ideals enshrined in Article 25 and 38 of the 1992 Constitution. For the purpose of achieving the objectives of the Trust Fund, monies from the Trust Fund shall be applied to the relevant activities that the Trustees of the Fund may determine, including, in particular a. The provision of facilities to enhance the tertiary education to support students. b. The provision of moneys to support any other activities and programmes for the promotion of relevant courses as determined by the Trustees, in consultation with the Minister. The Students Loans Trust Fund is governed by a Board of Trustees that comprises of distinguished individuals of relevant backgrounds relevant to the business of SLTF. The members of the board are appointed by the President of the Republic. The day – to – day administration of the SLTF is headed by CEO, assisted by a team of dedicated professionals. The SLTF also has Campus offices in major institutions. The functions of these offices include: a. Provide first stop for student inquiries. b. Pickup and drop off points for Loan Application forms. c. Loan Application verification for completeness of forms. d. Liaise between the SLTF and the loan applicants. e. Disseminate information to students in a timely manner. The sources of loanable funds for SLTF include: a. Monies paid into the Trust Fund representing up to ten percent of all the inflows into the Ghana Education Trust Fund. b. Voluntary contributions which will be tax deductible. c. Mobilization of resources from Ghana’s international partners interested in the advancement of tertiary education.

51 to 200 staff

Multicredit Savings And Loans Ltd

MultiCredit savings and loans Ltd(formally Garden City Savings & Loans Ltd) is a limited liability company licensed by the Bank of Ghana in conformity with the provision of the financial institution (PNDC) law to mobilize deposits from the public and grant loans and other credit facilities to its customers.

1001 to 5000 staff

Pavelon.Com

Pavelon is an Accra-Ghana Fintech Startup. Pavelon also provides a cloud-based BNPL platform designed for large merchants, banks, and other financial institutions. Pavelon’s platform seamlessly connects lenders and merchants to offer consumers flexible payments at the point of sale. We help large merchants improve conversion rates and increase average order value, as they build brand trust and loyalty through effortless customer experiences. In return, lenders can take advantage of a best-in-class retail finance platform that enables them to get to market fast and benefit from the growing retail finance opportunity. We are building a full technology stack for building and running consumer finance programs.

1 to 10 staff

S.E.A. Global Enterprises Corporation

Formed in 2006, Strategic Economic Alliance (S.E.A.) Global Enterprises Corporation is a U.S. integrated holding company with interests in African companies that specialize in Consulting, Finance, Insurance, Agriculture, Oil and Gas, Technology, Real Estate and Construction, Mining and Technology. If your interested in getting into the African continent as an investor, project developer or a company looking to expand into the African marketplace, S.E.A. Global Enterprises Corporation can connect and facilitate your interests in Africa via two of our holdings: SEA Consulting and Associates and ASEA Consulting and Associates Ghana Ltd. ASEA is headquartered in Accra, Ghana. Africa is the last great business frontier. Since 2006 S.E.A. has led by example.

11 to 50 staff