Aayush Varma

Background

About Aayush Varma

Financial services professional with over 10 years of cross-functional experience across Banking Operations, Trade Finance, Operations Transformation, and Credit Card Fraud Strategy. Adept at stakeholder engagement and providing strategic advice to senior leadership on matters relating to compliance, risk management, and change initiatives. Possesses substantial expertise in managing diverse trade and working capital portfolios, encompassing working capital finance and trade instruments for MSME and large corporate clients. Sector exposure includes oil and gas, pharmaceuticals, and manufacturing, with client turnovers ranging from ₹50 crore to over crore. Managed a diverse portfolio of international trade finance instruments, including Import Letters of Credit, Standby LCs, and Domestic Bank Guarantees with average transaction values of around USD 5 - 10 million and going up to USD 149 million. Demonstrated experience of delivering operating model transformations, including post-merger integration for a major public-sector bank with more than branches across India, as well as enhancing fraud operations processes for a growing European challenger bank serving 3 million credit card customers.