Abmish Kumar

Background

About Abmish Kumar

Result oriented professional with more than 18 years of quality experience into various domains of Banking, Collections and cards industry. Adept in managing & leading teams for running successful Debt management practices. Exposed to latest systems, policies, procedures & Manuals. Demonstrated skills in team supervision and relationship management. Exceptional communication abilities to cut across the organizational levels and accomplish targets. Have expert knowledge into legal and arbitration. Currently heading risk and collections for Creditvidya, a known entity in Fintech world, wherein the assignment involves setting up of strong and robust collections chain across India and creating a sustainable collections model which acts as a profit center. In previous roles managed Entire West Zone as Zonal Collections Head Axis Bank for Secured and Unsecured Products for Emerging markets. Managed a pool of Crs+. Team of 17 on roll managers assisted me in achieving the management goals and assignments. The job involved activities like monitoring portfolio trends, highlighting any deterioration observed, devise, implement and track strategies to mitigate such trends. Effectively align with and accomplish key business initiatives. Ability to deliver critical results. Optimize efficiency of collections operations by implementation of right st of collection strategies Demonstrated capabilities in providing strong leadership in Consumer Risk Management, Collection and compliance. Previous Assignment: Have worked with institution like Bobcards Ltd, subsidiary of Bank of Baroda spanning across six years in various locations like Mumbai, Gwalior and Aurangabad and successfully handled important assignments and projects. Have worked closely with Head of cards for promoting and marketing Bobcards in various segments. Was instrumental in having tie ups with few organizations to boost the marketing and sales of Cards. Was involved into Preparation of periodical reports and MIS for monitoring business performance, effective internal communication and customers’ grievances. Performing the functions of risk like assessing worthiness of clients and taking adequate steps to ensure receipt of payments and recovery of bad debts.