Ajay Dharmarajan

Background

About Ajay Dharmarajan

Strong track record of developing and implementing strategies to mitigate risks and ensure compliance with regulations. Proven ability to navigate complex regulatory landscapes and maintain strong relationships with regulators. Adept at analyzing data identifying trends and implementing effective controls to prevent financial crimes. Passionate about driving a culture of compliance and continuous improvement throughout the organization. Areas of Expertise: Trade Finance Wealth Management Brokerage Asset & Fund Management :Non-Bank Financial Institution. External Asset Management Fund Management FinTech Retail and Private Bank. > Adept in implementing Risk Based Approach in KYC Sanctions AML and Client On boarding > Hands on experience in structuring Corporate Governance Framework for Banks and Financial Institutions. > Advising the various lines of business including Trade Finance on all AML & Sanctions issues including matters arising from client on boarding to annual reviews and transaction monitoring. > Experience in setting up and monitoring of transaction monitoring parameters on a risk based approach and review the same for effectiveness. > Sound Knowledge of Operational Risk and Process Re-engineering including Information Risk and BRP. > Strong knowledge of all areas of Financial Crime including AML KYC and Sanctions Compliance monitoring & regulations. > Handling and advising High Risk Special Category clients and PEP. > Expertise in conducting Risk Self Assessment and Risk Control Assessment. > Specialised in Operational Risk for Wealth Management Securities and Banking > Handling transaction filtering & transaction monitoring. > Knowledge of Market Abuse Chinese Walls Conflicts of Interests Global Markets Global Control Room Whistle Blowing Policy Personal Account Dealing etc. > Filing Suspicious Activity Report (SAR). > Updating the AML local policies and procedures in line with Group Standards > Conducting employee training on KYC & Sanctions. > Expert knowledge on Advisory and Discretionary profiles