Alan Lazzara

Background

About Alan Lazzara

Alan Lazzara works primarily with individuals in or near retirement. I believe retirees and those over 50 typically face three serious challenges: low yields on bonds and volatile stock market returns, which could lead to the possibility of adjusting spending downward and the potential for reduced Social Security benefits. Alan helps clients address these issues by: •Strategically accessing the universe of fixed-income investments, which may earn higher returns than traditional bonds •Forecasting an appropriate annual withdrawal rate to increase the likelihood that clients can sustain their spending over their lifetimes •Establishing aggressive but realistic savings goals and creating personal retirement income plans Alan’s portfolio management process is based on the overriding principle that his clients’ interests come first, under all circumstances. The majority of his client relationships are managed on a fee basis. He manages his clients’ investments within the context of a comprehensive wealth management plan. Coordinating with Raymond James’ financial planning professionals and his clients’ outside advisors on higher level financial planning matters such as trust, will and estate planning as well as insurance policy reviews and cash flow planning. Alan’s responsibility, first and foremost, is to manage his client’s investments, freeing them to get the most value and enjoyment from their wealth. A long-term financial plan with a high likelihood of success is critical for investors in or near retirement. Alan’s mission is to deliver that plan. Prior to joining Raymond James in 2016, Alan served as a partner at William Blair & Company for more than 20 years. He previously held roles with Comerica Bank in Detroit and at Harris Trust and Savings Bank. Alan graduated from Indiana University with a bachelor’s degree in economics and a master’s of business administration with a concentration in finance.