Alice Heath

Background

About Alice Heath

Experienced banking professional with a strong foundation in agricultural finance, credit assessment, and relationship management. As Credit Manager at Oxbury Bank, I exercise personal sanctioning authority to deliver sound, compliant credit decisions aligned with PRA, FCA, and AML standards. My collaborative approach ensures seamless internal coordination and client-focused outcomes that support long-term financial wellbeing. Previously, I served as Agricultural Relationship Manager, overseeing rural commercial portfolios and designing bespoke lending solutions tailored to the unique needs of farming and agri-business clients. I bring a deep understanding of sector dynamics, risk mitigation, and strategic engagement—combining technical precision with a commitment to discretion, trust, and enduring partnerships.