Allan Hild

Background

About Allan Hild

As the Small Business Practice Leader at MarshMcLennan Agency – Mid-Atlantic, I specialize in cost-effective benefit planning, with an emphasis on insurance compliance issues, related to the business owner’s responsibilities to the employee workforce. HEALTH PLANS Single/Dual/Multi-Choice Plan Strategies HSA Plan Options Multi-State Employee Plans Start-Up Company Plans Level Funded Plans Comprehensive Insurance Carrier Market Annual Renewal Reviews 1a. INTERNATIONAL Affiliated U.S. Based Companies needing Separate Benefits Start-Up Plan Implementation/Take-Over Plan Representation Single/Multi-State Plan Structures 1b. TECHNOLOGY SOLUTIONS (No More Paper Forms) HRIS / Employee Portal Platform to efficiently manage Open Enrollment & New Hires Direct Carrier Feeds for ease of plan & eligibility administration 1c. STATE CONTINUATION/COBRA Client Support for administering these necessary compliance procedures 2. ANCILLARY BENEFITS Dental - Range of Annual Maximum Limits, Adult Ortho, Expansive Networks Vision - National Networks, Frame Allowance flexibility Life/AD & D - Guarantee Issue Amounts, Flat Amount/Income Based Benefits Short Term Disability - Weekly Benefit Amounts/Benefit Period Flexibility Long Term Disability - Mo. Benefit Amounts/Benefit Period Flexibility/Carve-Outs EAP (Employee Assistance Programs)- Important Add On 3. STATE MANDATED BENEFITS (Statutory)- NY/NJ/RI/DC/CA/WA/HI Short Term Disability (DBL)- Employer Paid Paid Family Leave (PFL)- Employee Paid 4. VOLUNTARY BENEFITS Life Insurance Accident Hospital (GAP) Disability Critical Illness Cancer I am also a resource for my fellow MMA/Marsh/Mercer Producers & Colleagues who may meet a small business owner that needs to implement new benefit plans, would like to consider transferring agent representation to MarshMcLennan or have a larger client that has a smaller affiliated company needing our help. My department is a resource to other MMA Agencies who are looking to downshift their small business clients away from their service teams and place that responsibility within our SBU service model. Marsh McLennan Agency (MMA) is one of the nation’s leading insurance brokerages, providing comprehensive business insurance and employee health and benefit solutions to companies and organizations of all sizes. MMA offers the local touch of a personal broker with the world class resources of an international firm.