Andrew Tobin

Background

About Andrew Tobin

I have twenty years experience working with owner managers of SME's, and twenty five years in the Financial Services Industry. I have therefore become vastly experienced in addressing the issues facing this sector, and more widely the concerns and requirements of successful private individuals. From experience, these are usually the areas of most interest: 1) Business funding in the most efficient way, if possible avoiding the use of personal guarantees or second charges over residential property. 2) The extraction of business profits in the most tax efficient manner, ideally avoiding strain on cashflow. 3) The protection of business and personal assets. 4) The reinvestment of either pension funds, or lump sums that may have arisen from a business sale. Thompson Tobin seek to provide a successful investment experience via a diversified and disciplined strategy. Fees and expenses are kept very low in order that monies can be 100% invested, thereby boosting returns. Cost savings are guaranteed, fund performance is not. 5) Passing family wealth down the generations. It is important to plan well in advance, and make use of exemptions, allowances and trust arrangements.