Ankur Warwade

Background

About Ankur Warwade

I am a results-driven banking professional with 11+ years of experience at Punjab National Bank, currently working in the Credit Department at Circle Office Bhopal. My core expertise lies in credit risk assessment, retail loan processing, and NPA recovery, with a strong track record of improving portfolio quality and driving operational excellence. Throughout my career, I have managed high-value portfolios, reduced delinquency rates, and led strategic initiatives that improved loan turnaround time and customer satisfaction. I have also served in key leadership roles across branches and zones — including Social Media Management, Credit & Recovery at Circle Level, and Strategic Planning for over 400 branches in MP & Chhattisgarh. Key Competencies: • Retail Loan Credit Appraisal (Home, Vehicle, Education) • Risk Mitigation & Regulatory Compliance • Team Leadership & Mentorship • NPA Resolution & Recovery Strategy • Tech-driven Process Optimization • Cross-functional Collaboration & Stakeholder Management I am CAIIB, JAIIB, and Digital Banking certified, with a passion for driving digital transformation in traditional banking environments. Actively exploring new opportunities in credit risk, retail lending, and financial management.