Apurv Gupta
Senior Product Manager Lending, Payments, Collection at Olyv
Based in Bengaluru, India
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Seniority
Manager
Department
General Business & Management
Location
Bengaluru
Industry
Financial Services
Company size
440
Contact information
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a•••••••@olyv.co.in
Phone
5 credits+91 ••• •••• ••••
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Background
About Apurv Gupta
Senior Product Manager with 6+ years building and scaling fintech lending products — from 0-to-1 to Cr/month in disbursals across Loan Onboarding, Payments, and Collections.Currently leading 3 cross-functional PODs at Olyv (Top 5 Lending App, 10M+ downloads), managing a 30L MAU platform and a 30-member product org, reporting directly to the CPO & Co-founder.Key Highlights- 3x disbursal growth Cr → Cr) in 2 years- UPI AutoPay mandate success rate: 52% → 93%(industry-best)- Built and scaled a end-to-end Payments platform processing Cr/month covering payment capture, settlement reconciliation, refunds, and fund routing to lending partners with RBI/NPCI compliance- Loan Application drop-off reduced: 35% → 12%- Collections cure rate: 9X.X% cumulative through 30 DPD (industry-best)- GenAI-powered collections driving 9% cure rate improvement- Launched 4 new loan products — 35% CAC reduction, 25% LTV improvementCore expertise: Lending lifecycle, UPI/NACH, NBFC integrations, KYC orchestration, Payment Gateway optimization, GenAI-powered automation, and data-driven product strategy.
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