Arpit Agrawal

Background

About Arpit Agrawal

Credit Decisioning and FICO Blaze BAU Specialist with 6+ years of experience across Banking, FinTech, and Digital Lending. I specialize in translating RBI-compliant credit policies into scalable FICO Blaze decisioning rules that enable automated underwriting, STP journeys, and accurate credit decisions.Currently responsible for end-to-end BAU ownership of the FICO Blaze decisioning platform, including DHW preparation, rule logic review, defect analysis, and controlled change implementation. I work closely with Development and QA teams to ensure policy accuracy, production stability, and zero compliance risk.My experience spans Retail, MSME, and Corporate Lending, with hands-on exposure to LOS/LMS integrations, UAT coordination, and production support for credit decisioning systems. I focus on ensuring that every rule change delivers correct risk outcomes while supporting business growth.Core Skills: FICO Blaze BRE, Credit Decisioning, BAU Operations, DHW, Policy-to-Rule Mapping, LOS/LMS, UAT, RBI Compliance, Digital Lending