Aseem Bhatnagar

Background

About Aseem Bhatnagar

Strategic Risk & Finance Executive with 25+ years across top-tier banks delivering profitable growth, regulatory integrity, and enterprise resilience.At TD, I lead credit risk for the Canadian bank’s full unsecured portfolio ($35B), ran the $4B+ Net Income Canadian Personal Bank as CFO, and built recession readiness playbooks that shaped how we responded to economic shocks. My career includes risk and finance roles spanning Canada, the U.S, India, and Europe—with a proven track record across lending P & Ls, capital strategy, and digital credit transformation.I thrive where risk meets results—whether driving $42M in cost savings, safeguarding $400B+ in lending portfolios, or engaging with regulators like OSFI and Big 4 auditors on enterprise-wide risk initiatives. What I bring:• Deep expertise in consumer and residential credit risk, FP & A, and IFRS9• Leadership through complexity—M&A, business wind-downs, economic downturns• A global view shaped by roles at TD, Citi, HSBC, ICICI, and Unilever• Commercial acumen grounded in CFO-level decision-making• A steady hand in regulatory dialogue and enterprise risk governance I'm passionate about building risk strategies that enable growth—not just contain it. Open to executive mandates (CRO/EVP Risk), board positions, and fractional leadership in fintech or financial services.