Ashik Ramesh

Background

About Ashik Ramesh

What makes me stand out are my solid skills in completing all stages of the consumer lending value chain, including pre-approval, underwriting, credit decision, amortisation, closure, and funding in accordance with regulatory requirements. I have been a key contributor to the improvement and expansion of several products, such as the mortgage origination system, regulatory reporting, mortgage default management, ITIL Application, and document management system. My expertise lies in the areas of capital markets, securities trading life cycle, settlement processes, security finance (SBL), and repo. I have extensive experience in managing user acceptance testing, regression testing, reviewing test cases/scenarios, tracking and closing defects in JIRA, providing consistent status updates, and getting UAT sign-off. The key areas where I can excel: ∎ Agile Methodologies (Kanban & Scrum) ∎ Waterfall Models ∎ Core Banking ∎ Mortgage Origination & Servicing ∎ Capital Markets ∎ Security Trading Life Cycle ∎ Settlement Processes ∎ Consumer-Lending ∎ Change Requests ∎ Securities-Based Lending ∎ Stakeholder & Vendor Liaison ∎ Relationship Building ∎ Team Leadership