Ashok Kumar Puli

Background

About Ashok Kumar Puli

Credit and Trade Finance Professional with over 13 years of extensive banking experience across various roles, possessing comprehensive expertise in credit analysis. Skilled in corporate banking, syndication lending, financial appraisal, credit risk evaluation, and trade finance, with thorough knowledge of AML/KYC/CFT regulations. Profound understanding and In-depth knowledge of Incoterms, URDG 758, UCPDC-600, ISBP, URC 522 and URR 725 Professional Highlights:* Over 13 years of banking experience, including 11+ years in managerial roles at Bank of India.* International exposure as Credit Head at the Osaka, Japan branch. Key Responsibilities:* Approving and processing diverse credit facilities, including Corporate Credit and Syndicated Debt, while ensuring compliance with AML/KYC/CFT guidelines.* Conducting financial analysis, evaluating creditworthiness, and assessing risks, while formulating strategies to meet budgetary targets.* Negotiating loan terms and interest rates, ensuring regulatory compliance, and managing end-to-end credit underwriting processes.* Preparing various reports and addressing regulatory and statutory audit matters, ensuring policy adherence and timely renewals.* Overseeing timely recovery of accounts, resolving credit-related issues, and liaising with clients for seamless operations.* Supervising import/export trade activities, including issuing and amending LCs, SBLCs, and BGs, while adhering to cross-border trade and legal guidelines.* Conducting due diligence on trade transactions, evaluating exposure limits, and monitoring high-risk countries and commodities.* Managing trade documentation, negotiating bills, processing payments, and handling collections, ensuring accuracy and compliance.* Negotiating Buyer and Supplier Credit arrangements, collaborating with Treasury teams for hedging instruments, and ensuring timely recoveries.* Reviewing trade finance operations, preparing management reports, and resolving discrepancies efficiently.