Ayush Singh

Background

About Ayush Singh

With nearly 9 years of experience in the banking sector, I have a profound interest in finance with a thorough understanding of the consumer lending industry. My expertise spans credit risk management, data science, and product strategy, focusing on delivering innovative tangible solutions while ensuring regulatory compliance. I specialize in: • Financial Products: Managing cards, personal loans, and optimizing PnL. • Risk Management: Developing policies, underwriting, exposure management, and modeling. • Data Science: Expertise in data mining, machine learning algorithms, and analytics. • Model Development: Creating acquisition, behavioral, and collection models. • Custom Solutions: Developing tailored analytical products for businesses/clients. • Analytics and Reporting: Skilled in forecasting, valuations, and portfolio analytics/visualization. • Collaboration: Adept at multidisciplinary teamwork while upholding regulations. • Machine Learning Integration: Leveraging ML for credit risk and portfolio management. • Digital Lending: Implementing digital lending strategies. • Global Experience: Versatile in working across different geographies. Tools: Python/PySpark, SQL, Microsoft Office (Word/Excel/PPT), Tableau, Confluence, Databricks, Jira, Splunk, Gitlab/Bitbucket, CronJob/AirFlow, Snowflake, SAS, H2O