Benjamin Clay

Background

About Benjamin Clay

Mathematics graduate from Michigan State University with a proven track record in critical thinking and data-driven analysis. My career began in Commercial Banking as a Credit Analyst at Flagstar Bank Co. where I honed my skills in financial statement analysis, credit risk assessment, and underwriting commercial loans for diverse sectors including Lender Finance, Mid-Corp, and Environmental Finance. I also gained experience in process improvement and client relationship building. In late 2024, I transitioned to a Financial Analyst role at Wild Bill's Tobacco, specializing in financial tracking, reporting, and advanced modeling. I'm adept at developing comprehensive financial models, leading End-of-Year Common Area Maintenance (CAM) reconciliations, and conducting extensive market research to inform strategic decisions. I also designed and implemented an interactive Excel-based accounting ledger, enhancing financial tracking accuracy and efficiency for a small chain of stores. Beyond my professional roles, I'm passionate about giving back to the community as an Independent Math Tutor, providing mentorship and academic support to students from grades 6-12 and college-level. In my free time, I channel my creativity into making music, finding fulfillment in intertwining my analytical skills with my artistic pursuits. I'm always eager to connect with new people and explore opportunities for growth and collaboration. Please feel free to reach out!