Binod Upadhaya

Background

About Binod Upadhaya

I am a certified Anti Money Laundering Specialist (CAMS) with more than 10 years of experience in Auditing, Accounting, Compliance, Money Laundering / Terrorist Financing related Investigations, System Implementation, Cost Control, Cost Reduction, Fraud Detection, Risk Analysis, Coaching & Mentoring. I have a solid understanding to identify, analyze, and make decisions to conclude an investigation or recommend the file for de-market and/ or file an STR. I ensure processes are established, understood and followed to minimize operational risk. Conducts enhanced monitoring of high-risk client, unusual client behaviors/adverse clients and determine what needs to be escalated for further review/close the file. In this way, I am able to read the raw data/material available to me and present or report it in the investigation summary and explain the importance of the activities observed in the analysis. I have played a significant role in supervising, coaching and mentoring team members to understand the potential behavior of high risk and sanctioned clients to increase team productivity within my team. As a Senior AML Test Analyst, I was responsible for testing AML/ATF, Sanctions and ABAC controls in the Canadian Banking & Direct Channel business units and operational/control units to ensure compliance with internal AML and Sanctions policies and standards and applicable regulatory requirements. As a Team Manager, I was responsible to conduct reperformance testing on 1B samples end-to-end evaluating both design and operating effectiveness to ensure compliance with TD's AML/ATF and Sanctions Policies and applicable regulatory requirements with a focus on Business Banking, Personal Banking, Digital Channel and Phone Channel. I am currently working as a Manager Governance and Control (1B) of TD Bank - Toronto. I am responsible for oversight and independent challenge to Business Banking through review, inquiry and discussion, identification of issues and opportunities and recommending actions to senior management and executive leadership. I work with Business Banking, second- and third-line risk and control partners to assess risks and controls across the business and provide information, reporting and support to ensure operational and compliance risks are appropriately managed and adherence to internal procedures and applicable regulatory guidelines is effective. I am open for any suitable opportunity for upward mobility in the field of Money Laundering( ML), Terrorist Financing (TF) and Compliance related jobs in Toronto.