Brandon Hammock

Background

About Brandon Hammock

Brandon Hammock | Helping Southeast Texans Make Sense of InsuranceInsurance isn’t just policies and paperwork, it’s what stands between a family and financial disaster when the unexpected happens. I’ve worked on all sides of the claims process: as a restoration contractor, adjuster, and FEMA disaster inspector, so I’ve seen firsthand how small coverage gaps can turn into big problems.That’s why I offer ‘Insurance 101’ sessions for companies and organizations that want their employees to be better informed. These engaging, story-driven presentations break down complex insurance topics in a way that’s easy to understand. NO sales pitch or rate cards, just real-world insights that could save them thousands.What Employees Don’t Know Can Cost Them:Most people assume their insurance policies cover everything…until it’s too late. In my sessions, I cover common misconceptions, such as: “Full coverage” auto insurance covers everything. In reality, it’s just a mix of coverages that may still leave major gaps if not properly structured. Homeowners insurance covers all water damage. Many policies exclude flooding and have limitations on burst pipes or sewer backups. Renters don’t need insurance. Landlords cover the building, but not a tenant’s belongings or liability. “Market value” equals rebuild cost. Many homeowners don’t realize how underinsured they are until disaster strikes. Employer life insurance is enough. Many employer-provided policies aren’t portable and may not provide adequate coverage for a family’s needs.Why Bring “Insurance 101” to Your Team?Employees who understand their insurance make better financial decisions, avoid costly mistakes, and have peace of mind knowing they’re truly protected. A 30-minute session can: • Clear up confusion about auto, home, renters, and life insurance • Help employees identify coverage gaps before they become financial disasters • Provide practical tips on choosing the right policies, without a sales pitchLet’s Set Up a SessionWant to empower your employees with real-world insurance knowledge? Let’s bring “Insurance 101” to your workplace. Message me here on LinkedIn or email me at 409insurance@gmail.com to set up a session.