Brian Butcher

Background

About Brian Butcher

Hi, thanks for stopping by.After 30+ years in financial planning, one thing has become crystal clear: successful retirement isn’t just about the money — but the money definitely matters. You need the numbers to stack up, but you also need a plan for the emotional and psychological shift that comes when work, structure, and identity all change at once.Once you pass 50, the questions start getting louder.Do I have enough? What will my days actually look like? Will I miss the buzz, the purpose, the camaraderie? Should I stop fully, or phase it in? Will I get bored? And yes — can I afford that place abroad?I know these questions well — I’ve asked them myself, and I hear them from clients every week. That’s why I created the Retirement Readiness Method™, a framework that blends financial planning, behavioural psychology, and real-world retirement insight to help people transition with clarity rather than uncertainty.It’s also the backbone of my new book, “Are You REALLY Ready for Retirement?”, where I explore the emotional, social, and financial truths nobody talks about — and give you a practical way to prepare properly.How I helpI offer a complete retirement planning service designed for people who want confidence, clarity, and a lifestyle they can actually maintain. Using advanced cash-flow modelling and behavioural coaching, I help you answer the questions that matter most:When can I retire without compromising my lifestyle?Will my money last as long as I do?How much can I safely spend each year?What investment strategy best supports the retirement I want?Am I falling into any behavioural traps that could harm my finances?And if the plan reveals a shortfall, we don’t panic — we problem-solve.Together, we rebuild the strategy so you can retire on your terms.The differenceMost advisers focus solely on the financials. Most life-coaching approaches skip them entirely.I sit firmly in the middle.With:30+ years as an independent financial adviserspecialist training in financial psychologythe trademarked Retirement Readiness Method™and a practical, down-to-earth approach…I help people build a retirement that is emotionally fulfilling and financially secure.If you’re looking for peace of mind, clarity, and a retirement plan that actually works in the real world, let’s talk.Drop me a message or book a call — it could be the most useful conversation you have about your future.