Christopher Kraj

Background

About Christopher Kraj

Mortgage Underwriting Manager with customer facing skills including:* Process improvement;* Project management / leader experience;* Leadership / Staff management;* Teambuilding;* Agile development experience;* Writer / Publisher;* Mortgage Underwriting;* Trainer / Public Speaking / Presentations;* Subject Matter Expert (SME) for Underwriting / Mortgage Policy;* Fraud detection;* Contracts;* Vendor Management. History: Honored to be called names, such as "the Shell Answer Man"​ when finding the answer to the most difficult underwriting questions, and the "Michael Jordan of the Mortgage QC world"​ after accomplishing what seemed an impossible feat. Able to memorize and interpret underwriting guidelines in a single bound and reading hundreds of pages of regulatory changes before the ink at the Federal Registry was dry. Past mortgage experience includes positions in retail, wholesale and in the secondary market (GSE / Investor). Positions include title company experience, underwriter, licensed originator, mortgage broker branch manager, product manager and supervisor of sub-prime division for a large retail correspondent lender, lead / manage team of underwriters at the wholesale level, and past IL licensed real estate agent. Do reach out to me should you want to discuss how I can help you.