Clete Bernhardt

Background

About Clete Bernhardt

Commercial Real Estate Finance Professional with extensive experience developing new business and originating loans in both the small boutique lender/fund setting as well as the large institutional environment. Direct hands-on experience in all phases of the commercial mortgage cycle from sourcing the opportunity, to underwriting the deal, to closing the loan, to managing the asset. Experience includes work with a wide variety of complex loan structures, lending sources, property types and borrower entities, such as- senior loans for construction, acquisition and refinance - agency programs, life companies, banks, conduits (CMBS), private lenders & hedge funds - structured finance with multiple layers - preferred equity and JV partnerships - business and SBA loans - distressed situations including discounted note purchases & REO - land and residential development - value-add, rehab and cash flowing situation - retail, office, apartments, self-storage, student housing and senior living Specialties: • Senior Loans including Bridge Lending • Mezzanine / Gap Finance • Preferred Equity Funding • Joint Venture Partnerships • Complex Loan Structures • Development and Construction • Real Estate Analysis and Underwriting • Project Underwriting and Credit Review • Market Research and Feasibility Studies • Originations and Business Development • Loan Package Preparation and Presentation • Term Sheet Negotiation • Loan Closing and Full Document Review • Asset Management • Face-to-face interactions with Borrowers Over ten years of CRE financing experience with proven ability to build business relationships, grow the pipeline and increase revenues. Personable professional with the heart of a teacher and motivation of a c-level exec. Highly focused on providing my clients top-notch customer service with frequent communications & interactions to all transaction stakeholders (including lenders, brokers, third-party providers, attorneys and closing agents).