Clint Smith
CEO at Mercy Federal Credit Union
Based in Savannah, United States
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Seniority
C-Team
Department
General Business & Management
Location
Savannah
Industry
Financial Services
Company size
10
Contact information
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c•••••••@mercyfcu.org
Phone
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Background
About Clint Smith
Analyze fiscal data such as income growth and quality of management to determine expected probability of loans • Complete credit analysis reports and summaries of loan requests to submit to loan committees for approval • Analyzed relationships and provided input on exposures exceeding $7MM • Inspected spec, custom, and multi-family construction units and extended money accordingly • Determined the value of real estate properties on the basis of sales comparisons • Performed detailed appraisal reviews on all commercial and residential appraisals • Created and implemented a new credit offering memorandum • Lead a team in the discussions with other company members working on the same project Specialties: • Creating quality assurance processes which improve the efficiency and accuracy of identifying missing or erroneous data • Able to identify and present opportunity areas which decreased turn around times, while increasing revenue • Capable of creating key ratio based spreadsheets to simplify loan decision making • I am also identified as a key liaison between loan officers and business partners
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