Daniel Hensman

Background

About Daniel Hensman

I am a values driven leader and an experienced risk professional with 30+ years of experience in lending and management of risk teams within the financial services, banking and industrial Sectors. I understand the importance of continuous improvement / productivity /data driven decision making and the edge this gives financiers and industrial organisations in a competitive environment. I am also passionate about my job and enjoy travelling and meeting new customers and seeing exciting businesses across the country to help the front line deliver the best possible outcome and maximizing customer satisfaction / experience. My vast experience can be Summarised as follows. • Strong advocate of statistically based decision systems (auto approval for high volume deals including digital signature). • Building finance skills development road map for efficiency in enterprise digital transformation • Use of portfolio management techniques and digital transformation • Exposure to broad range of financing types from retail credit, asset finance, floorplan finance, commercial / corporate funding, rural / regional funding, property development / investment lending and collection / recovery related matters. • Experience of leading agile risk teams containing 20+ staff for various financiers. • Good understanding of Basel awareness and risk quantification including capital allocation and risk adjusted pricing using default and failure probabilities. • Ability to solve problems and find fast solutions. • Negotiate with business leaders on credit related issues and applications in an attempt to reach compromise • Management of a national collections and recovery (impaired asset) portfolio