David Hamady

Background

About David Hamady

After years of working in the financial services industry, I decided to start a company that focuses on eliminating one of the largest, if not the largest, obstacles to financial independence: personal and household financial mismanagement. Our economy depends on spending - spending on a massive, almost unimaginable scale. We are constantly in contact with advertising encouraging us to spend. We are the nation of consumers and we consume very well. However, we must temper our desire for instant gratification with some very simple, fundamental rules. The most simple and basic of all is to spend less than you make. Learning to save, invest, have fun, and give, not only helps one's finances, it builds self-esteem, confidence, and inner-peace. We all know the value of a good education. However, the financial education of our youth is poor at best, and in most places non-existent. As a result, many people are unprepared to manage personal and household finances properly. Lack of fundamental skills in these areas lead to damaged credit, burdensome debt accumulation, and financial disaster. My mission is to raise awareness and give my clients a clear road map to follow while working to eliminate debt and repair & rebuild their credit profiles. My goal is to help my clients build excellent credit and achieve debt freedom and financial independence - and in so doing change their lives for the better, one person at a time. I am seeking mutually beneficial relationships with partners who have clients that need to improve their credit and household finances and eliminate debt; Specifically attorneys, financial advisers, real estate agents, insurance agents, auto sales persons, accountants, business consultants, business owners, and many others. I also offer a full spectrum of debt relief services, tax settlement, business debt negotiation, business credit establishment, credit repair & rebuilding, real estate, and property management. Specialties: Credit Counseling, Credit Restoration, Bankruptcy Counseling, Foreclosure Defense, Tax Settlement, Business Debt Negotiation, Business Credit Establishment, Personal and Household Finance, Real Estate, and Property Management.