David Hobbs

Background

About David Hobbs

I help mission‑driven organizations and growth‑minded businesses in Northern Virginia, DC & Maryland protect cash, modernize receivables/payables, and fund expansion—so leaders can focus on impact, not back‑office friction.How I create value• Treasury architecture: Remote Deposit, Lockbox/eLockbox, ACH origination, Positive Pay & ACH Debit Block to stop check/ACH fraud. • Liquidity strategy: Insured Cash Sweep (ICS) and Sweep Accounts to optimize idle balances and insurance while maintaining operating flexibility. • Deposit growth: Nonprofit Interest Checking + payables/receivables workflows that increase average collected balances and reduce manual work. • Credit advisory: Relationship lending for equipment, working capital, and real estate—aligned to cash‑flow realities of nonprofits and SMBs.[atlanticun.onbank.com],[app-aub-pr.bsites.net][atlanticun.onbank.com][atlanticun.onbank.com]Who I serveNonprofits (foundations, health & human services, membership associations, churches), professional service firms (CPAs, attorneys), and veteran‑led enterprises seeking a banker who shows up, translates finance into plain English, and partners for the long term.[atlanticun.onbank.com]Proof in practiceI’ve led deposit initiatives and treasury modernization projects that improved reconciliation time, eliminated unauthorized debits, and increased operating balances through safer digital receivables.(Positive Pay/ACH Block; Remote Deposit; Lockbox).[atlanticun.onbank.com],[app-aub-pr.bsites.net]Let’s connectIf you’re a nonprofit, church, CPA, attorney, title firm, or veteran‑led organization in NoVA/DC/MD and want a trusted deposit & treasury partner, message me. I’ll share a 30‑minute Cash‑Flow Risk & Liquidity Review and an action plan you can implement immediately.