Dean Caserio

Background

About Dean Caserio

As a business owner or professional, you're probably thinking about your financial situation for yourself and your family as retirement looms. Do you have questions like:* Do I have enough secure retirement income to last throughout my life?* Could I potentially outlive my retirement nest egg?* How will my assets be affected if I need long-term care?* How would a disability affect my retirement plans?* How do I protect my retirement fund from market fluctuations?* How much is truly necessary to have in an emergency fund?* How am I doing compared to others my age?* How do I gain an income edge with tax-advantaged strategies?* Are my assets positioned to be tax-efficient at retirement?* Can my money work harder for me?And if you're a small business owner, your time and energy is focused on the daily demands of running your business. You may not be aware of important planning issues, though. If the unexpected happens, your business could change in an instant. Many unforeseen factors, such as changes to the economy, your health, or your key and valued employees, may cause you to have to draw on your savings or downsize your business unexpectedly. You might also be concerned with passing along your business with family or selling it. In addition, you want to take advantages of tax rules that are applicable to your situation. That’s why it’s important to address those issues now rather than later.We are a team of professionals who are dedicated to helping our clients realize their dreams. Our job is to be the trusted professional, the person people turn to when they have a life changing event. Our clients come first; we want to help them achieve their unique long-term goals through a comprehensive, holistic program of investments, estate planning, key employee planning, insurance, retirement planning & tax saving strategies.If you would like to explore your financial options, then let’s chat. Whether or not we decide to partner together, I am confident that our call will be full of insights and actionable steps that can help you achieve your goals.Contact me:dcaserio@htk.com | 216.509.4114