Debapratim Das

Background

About Debapratim Das

Debapratim Das is a meticulous, intuitive, and highly capable senior executive with more than 23 years of banking experience, 14 of them in the credit and risk area. With a deep understanding and proven track record in the areas of retail and commercial banking, Corporate credit and risk analysis, credit approval, and risk rating, Deb has been able to leverage his experience, education, and knowledge to handle a variety of credit-specific roles, churning out notable achievements in several large organizations. Deb possesses in depth knowledge of the Basel 2 regulatory framework and capital measurement techniques (concept of PD, EAD, LGDs and downturn LGDs). Also adept at process migration and stakeholder management in an offshored service delivery set up, and with his outstanding articulation and people management skills along with integrity, commitment, and resourcefulness, Deb will continue to be an asset to any organization.Core Expertise & CompetenciesCredit & Risk Appraisal and Approval, Retail Liability and Cross Selling, Capacity Planning, Trade Finance, Credit Policy Formulations and Implementations, Risk Management & Control Framework (Basel 2), MIS and Regulatory Reports, Knowledge of Credit Risk Rating Models and associated infrastructure,Strategic Planning, Strong Interpersonal and Team Management Skills