Debashish Sau
Senior Ai Product Specialist at Bajaj Finserv
Based in Pune, India
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Seniority
Director
Department
Information Technology
Location
Pune
Industry
Financial Services
Company size
78K
Contact information
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d•••••••@bajajfinserv.in
Phone
5 credits+91 ••• •••• ••••
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Background
About Debashish Sau
I am an AI and Credit Risk professional with 3+ years of experience in the BFSI sector, working at the intersection of machine learning, credit risk modeling, and large-scale portfolio analytics. My work focuses on improving approval rates and acquisition efficiency while maintaining disciplined risk thresholds in regulated lending environments.Have hands-on experience building and deploying ML-driven risk frameworks, including scorecards, segmentation models, and portfolio monitoring systems across high-volume customer bases. My core strengths include CHAID-based scorecards, PSI/CSI drift monitoring, campaign analytics, and explainable ML pipelines using Python, SQL, Spark, and Databricks.Currently, working on advanced AI-led risk initiatives aimed at enhancing NTB approval rates without increasing portfolio risk, delivering scalable, explainable solutions aligned with business growth and regulatory governance. I enjoy solving complex risk problems using data, analytics, and practical ML techniques.
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