Debbie Nimmo

Background

About Debbie Nimmo

Expertise in Conventional, FHA, VA, USDA Rural Development, Fannie Mae & Freddie Mac Loans Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review. Consistently commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality. Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages. Comprehensive acknowledge of DU/LPA, Appraisal Review, Fraud Reports, All Regs, Personal and ALL Business Returns. Work collaboratively with team members to drive deals to successful funding and close. Skills Lending & Underwriting Guidelines | Credit & Income Analysis | Cash-Flow Analysis | Risk Assessment |Loan-to-Value Ratios | Debt-to-Income Ratios | Conventional & Government Mortgages | Conforming & Nonconforming Loans | ARMs | Loan Closing, Funding & Documentation | Account Service Excellence