Devashish Chakravarty

Background

About Devashish Chakravarty

A highly motivated and result driven Finance professional offering over 18 years of experience in: Banking & Financial solution Specialist for Collections, Risk Management, Business Development for Asset Backed Finance in Micro, Small & Medium Enterprise (MSME) & Retail Segment Customers. Specialist serving Infrastructure; Mining & Processing; Health Care; Printing & Packaging Education and Logistics & Transport Industry. structuring Term Loan (TL), Forex currencies deals (LC, Buyers & Sellers Credit solution) for Asset Based Lending; Asset & Investment Management, Debt management, Arbitration & Legal management, Team management, etc. Ability to adapt well and perform in demanding work environment. A strong communicator possessing good PR skills combined with excellent interpersonal, motivating, team building and leadership skills; with strong analytical mind-set.[KEY Highlights] Start-Up of Retail Commercial Business,[lending against revenue generating assets], Knowledge of multiple locations / states [i.e. Rajasthan, Gujarat, Maharashtra, Orissa, MP & CG], Ability to handle HNI Clients, high volume & big ticket deal structuring, In depth ability to perform financial analysis, Member of Product, Policy & Implementation framework committee, Business Development, Market research, addition of new business locations, Designed and implemented processes to enhance sales productivity, through pipelines, CRM tools, and targeted education, Hiring & Retention of teams, Score card designing, monitoring, etc. Plaining - Budgets & Infrastructure for existing, new and up coming locations, Vendor management - sales, processing, collections, legal, RCU etc, Building & Managing portfolio, De-risking and Security perfection of existing portfolio, Controlling delinquency & keep the Net Credit Loss (NCL) & Gross Credit Loss (GCL) in line to improve profitabilities, Good knowledge of risk analysis and management technique, Sound knowledge of project management methodologies,