Divye Chugh

Background

About Divye Chugh

A versatile business professional with over 13+ years of experience in Portfolio Management, Credit Approval, Client Relationship Management, Risk Assessment, Debt Restructuring, Team Management, Credit Rating, Stress Testing, Sales & Marketing. As a highly competent professional in operational risk management and credit portfolio management, I bring a strong track record of success in ensuring reporting, escalation, and remediation of issues, deficiencies, or regulatory matters to senior leaders, committees, and appropriate business management. WHERE CAN I ADD VALUE With a deep understanding of the credit process from end to end, I have worked in a public sector bank where I handled every aspect of credit. Equipped with the skills needed to lead and develop innovative strategies that increase the bank's RAROC and expand its customer base, while maintaining a focus on process excellence and customer satisfaction, I excel in delivering superior results and strengthening client relationships to achieve long-term partnerships. With excellent business knowledge and technical understanding, I have successfully managed teams of Relationship Managers (SME) and Credit Officers and formulated policies to deliver consistent business growth. Having spearheaded a high-performance team of sales and marketing professionals to drive revenue growth and market share in the credit and finance sector, I have worked across a diverse range of domains including Real Estate, Manufacturing, Services, Trading, Educational Trusts & Societies. With my expertise in identifying key accounts, managing portfolios, and achieving targets while maintaining a sharp focus on recoveries and non-performing assets, I am well-equipped to handle any challenge in the operational risk and credit portfolio management space. About Me I am a multi-faceted professional who can strategize, improvise, and enhance effectiveness in all finance and corporate business domains. Do reach me out at: divyechugh@gmail.com | 9876300508