Ed Culberson

Background

About Ed Culberson

Thanks for connecting! I'm blessed to be married to Laura since 1991, and proud dad to five adult children and I'm a "grand-dad" too.(loving it). Not to mention my faithful mini-bernedoodle,"Kona." When I'm not chasing the dog & grandkiddo's around the yard, you'll find us all at our cottage in Muskegon."Shop talk", after college I spent 25+ years in HR Consulting with a Professional Employer Organization, making a special impact improving our educational environment as a leader in the Michigan public & charter school movement. After this I was recruited to serve as the Michigan Large Group Insurance Field Rep for a publically traded Insurance company where I helped locally owned businesses leverage employee benefits to help achieve their organizational goals. I'm currently drawing on my Insurance and Human Resources experience and credentials as an Employee Benefits Advisor. My team and I analyze client business issues and challenges leveraging, a proprietary platform integrating analytics, networked resources and strategic planning to deliver highly customized solutions with real world economic impact. In my practice, I offer a broad and deep set of measurable employee benefit solutions that help clients use their employee benefit offerings to attract talent and improve retention while maintaining an efficient and affordable cost structure. Solutions include: • Insurance Underwriting and Analytics • HR Services • Population Health and Wellness • ERISA (Compliance/Health Care Reform) Advising • Healthcare Cost Management • Pharmacy Benefit Consulting • Ancillary Benefit Consulting I invite you to discover how my employee benefits practice offers highly specialized solutions and services to drive better value for your benefit spend. To learn more about capabilities, and resources, please contact me at ed.culberson@usi.com or 517-862-6269.