Ed Dridge

Background

About Ed Dridge

Self-directed and driven lending professional with comprehensive accomplishments leading client development, underwriting, negotiations, due diligence, asset/credit/risk analyses, and cross-functional teams to ensure success and achieve goals. Known as an innovative thinker with strong commercial loan/ABL underwriting, accounting, compliance, and loan operations acumen. Recognized for implementing appropriate strategies through analysis of details to gain understanding of the client position and emerging regulations. Highly organized, creative problem solver who excels at guiding teams through challenging projects. Expertise includes structuring, underwriting, and managing ABL revolvers, budgets and advising C-level executives and clients. Accomplishments: • Lead a team of three asset-based lending (ABL) underwriters for a global financial group with assets of approximately $2T+ USD. • Analyzed, structured, underwrote, and closed new asset-based transactions between $25M and $500M. • Structured and underwrote $5M to $25M corporate finance transactions. • Performed financial and credit analyses on customers across commercial, industrial, manufacturing, and distribution businesses. • Prepared credit offering memorandums for specialized and complex deal structures and mitigated potential issues. Expertise: Credit, Financial Analysis, Portfolio Management, Underwriting, Accounting, Finance, Banking, Loans, Risk Management, Credit Analysis, Financial Modeling, Financial Reporting, Mergers, Due Diligence, Commercial Banking, Cash Flow, Risk, Commercial Lending, Corporate Finance, Credit Risk, Financial Risk, Mergers & Acquisitions, Auditing, Investments, Cash Management, Strategic Financial Planning, Loan Origination, Financial Planning, Mortgage Underwriting, Risk Assessment, Commercial Loans, Financial Audits, Regulatory Compliance, Risk Analysis, Financial Services, Valuation, Private Equity, Capital Markets, Sarbanes-Oxley Act, GAAP