Ed Weer

Background

About Ed Weer

STUDENT LOANS: The challenges of managing student loan debt can lead some borrowers to fall behind on their loan payments and in some cases even default on their debt obligation, with such consequences as a damaged credit rating, losing their tax refund, or garnished wages, besides being sued in court. Because credit ratings are increasingly scrutinized in making employment offers, financing a home, or even opening a bank account, a damaged credit rating can further reduce borrowers' ability to repay their loans. While student loans, as a general rule, are not dischargeable in a regular bankruptcy, there are ways to ameliorate the adverse effects of substantial student debt: repayments can be based upon your disposable income to an affordable amount; some student loans may be discharged under certain circumstances; and if you are employed in a qualified public service capacity, or a teacher, your student loan can be forgiven. If you are able to become current on your student loans, your credit report will show your payments as current, greatly improving your chances to obtain credit to make important purchases such as a car or a home. Besides providing representation for student loan debt matters, Smith & Weer, as a consumer law legal firm, provides services related to debt reorganization, including bankruptcy, and debt collection defense, including debt buyer debt collection defense. Ask about our money back guarantee.