Edith Gruber
Deputy Speaker of the Advisory Council Epsm at Epsm - Payment Services For Merchants
Based in Austria
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Seniority
Staff
Department
Other
Location
Austria
Industry
Financial Services
Company size
9
Contact information
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e•••••••@epsm.eu
Phone
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Background
About Edith Gruber
Professional Expertise - Cross Business, Cross Borders- Business Development for the European Payments Industry - Digital Payments Strategy and Transformation - Open Banking payment ecosystem - Leagal know-how for contract management, including scheme requirements - Cards: Issuing, Acquiring, Processing, NSP, PSP; Card Products/Services, Digital Wallets - Card-less A2A Payments: IBAN-based credit transfers/direct debits/instant payments, multi-application, multi cannel acceptance - Advanced payments: online wallets, prepaid products; immediate payments, PaaS payment systems- Technologies: ATM/POS/MPOS/POI/Smart, POS, HCE NFC, SIM SE NFC, QR, BLE; in-app, in-store - Security Technologies: EMV, PCI, 3D-Secure 2.0+, Tokenisation Security, RTS/SCA, XS2A, mTAN - Legal Framework for payment services in Europe: PSD2 & PSD3, IFR, EMD, AMLD, GDPR, AFIR. Specific Expertise for the European Payments Industry- Card Business and A2A payments on pan-European level and on domestic Level - Digitalisation of Payments: Strategy, Transformation, Interim Management - Digital Business Models: Design, Implementation, and Transformation - Direct Payment based on Alternative Fuel Infrastructure (AFIR)- Open Banking and Open Banking APIs; omnichannel digital payment platforms - omnichannel value-added online services & online/mobile payments - Full ATM/POS/POI Maintenance services / Call Center 24/7 - RfI/RfP Bid Management; Business Due Diligence for M&A opportunities; Interim Management
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