Fernando Arevalo

Background

About Fernando Arevalo

Connect with me: Farevalo3@hotmail.com - As a financial executive with 15 years of experience, I help attain corporate goals by managing programs for private financing, residential/commercial loan underwriting, and property management. I directly impact cost control, revenue growth and profitability. My most recent experience focuses on underwriting, compliance, and operations processing. I oversee the approval of residential / commercial application process for mortgages, private loans, and other financing. I direct executive credit decisions in real estate markets, ensuring compliance parameters are met. I have established start-up operations in Florida with the capability to handle 500 applications within the first quarter. I worked closely with lawyers, CEO, CFO, and VP of Operations to put a plan and step process in place in order to open Florida market. I secured customers by advising sales team on how to increase goals throughout the year. I have fifteen years of experience as a residential and commercial loan underwriter. I oversee credit analysis and approval of B2B, B2C and credit union loan originations based on tax returns, financial statements, loan to value percentage, and debt to income ratios. I also analyzed property operating statements, rent-rolls, leases, appraisal reports to determine debt service capabilities. I’ve also managed association properties and financial operations, assisting with financial planning, budgeting, auditing, accounting, vendor management, and financial statement preparation. I streamlined and corrected A/R and optimized the overall budget. What sets me apart is that I am a charismatic and bi-lingual communicator. I present financial reporting in an easily understood format. In many of my positions, I have mentored others, and trained underwriters on the residential / commercial loan process. I’ve scaled delivery in organizations by hiring / developing talent.