Gian Ceretto

Background

About Gian Ceretto

With 20 years of mortgage experience, I help families make confident, strategic homeownership decisions. As a Senior Mortgage Consultant at Prosperity Home Mortgage, I specialize in personalized loan solutions for first-time buyers, move-up buyers, and Veterans—backed by local market expertise and a commitment to long-term financial success. Born and raised in San Diego and a proud graduate of the University of Hawaii (Economics & Marketing), I combine deep community roots with data-driven insight to deliver a smooth, stress-free mortgage process. I believe in clear communication, strong relationships, and helping clients thrive in today’s competitive real estate environment. When I’m not advising on loans, you’ll find me surfing, exploring the outdoors, or supporting my wife and three daughters—especially at competitive dance events! Let’s connect and explore how I can help you or your clients make smarter home financing decisions.