Ginny Richards

Background

About Ginny Richards

MEET GINNY RICHARDS Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products, including conventional, FHA, VA, USDA and jumbo loans. LOANS TAILORED TO MEET YOUR NEEDS Ginny arranges loans so her clients get what they need based on their unique short-term and long-term financial goals. She recently saved a couple tens of thousands of dollars because she took the time to ask about their retirement plans, and then structured a re-fi and purchase that took full advantage of the tax benefits of appropriately defining their primary residence and income property. INTEGRITY AND SERVICE She believes the reason she is so successful in the referral-based business of real estate loans is because she holds herself to the highest standards of integrity and service. She does what’s best for her clients; she tells the truth even when it’s hard to hear, and she goes the extra mile—communicating regularly with all parties so clients get what they need and feel comfortable throughout the process. PROFESSIONAL NETWORK Because of Ginny’s work ethic, she has built an expansive professional network. She receives referrals from Realtors, appraisers, escrow officers and former clients—her business is 100% referral-based. She says, “A home is the largest purchase most people make in their lives, so I want to make sure we do it the right way. I absolutely love getting buyers into their dream homes.” When she isn’t busy helping clients, she spends her time glamping (glamour camping) or paddle boarding across Blue Lakes.