Grace Timmons

Background

About Grace Timmons

I am a results-driven operations professional with a strong background in mortgage servicing, claims management, and revenue cycle oversight, now seeking to leverage my financial and compliance expertise in the banking industry. With experience spanning default mortgage operations, insurance claims, project finance tracking, and medical billing, I bring a unique blend of financial reconciliation, regulatory compliance, and cross-functional collaboration. My work has consistently centered on improving accuracy, reducing risk, and ensuring organizations remain audit-ready while meeting investor, regulatory, and customer expectations. Highlights of my expertise include: • Managing foreclosure, collection, bankruptcy, and loss mitigation accounts with strict adherence to HUD, VA, USDA, Fannie Mae, and Freddie Mac guidelines. • Reconciling fees, invoices, and expenses with an emphasis on financial accuracy and transparency. • Leading claims resolution and billing operations, achieving measurable improvements in error reduction, collections, and cash flow. • Building compliance dashboards, process manuals, and reporting tools in Excel (VLOOKUPs, Pivot Tables, Dashboards) to support data-driven decision-making. • Partnering across teams, vendors, and legal counsel to ensure risk mitigation and operational efficiency. I am passionate about aligning financial processes with regulatory standards while creating systems that improve performance and accountability. As I look toward my next opportunity, I am eager to contribute to a financial or banking organization where precision, compliance, and operational excellence drive success.