Gregory Brent

Background

About Gregory Brent

G1 Investment is a private mortgage bank. Our mission: Improve the quality of life for those who face the greatest disparity, by exposing mortgage finance strategies that can be leveraged into mass net worth creation. We provide asset-based mortgage financing opportunities. We do not document the borrower's ability to repay the loan, instead, we document the property's ability to secure the loan through cash flow or appreciation. We finance all transactions using our capital: all underwriting is done in-house and our underwriting guidelines are published on our web-site so we can streamline the processes. Underwriting Philosophy (3c's - Credit Cash Collateral) Credit - We document the representative credit score reflected in a tri-merge credit report. We also review the basic credit history to confirm the borrower can make payments as agreed. Cash/Equity - We document the borrower's ability to cover the down payment & closing cost through their liquid assets for a purchase transaction or their property equity for a refinance transaction. Collateral (Appraisal)- The property will serve as the collateral for the loan. We appraise the property to assess its value and ability to secure the loan