HARSHAD JAYBHAY

Background

About HARSHAD JAYBHAY

I’m a .NET backend developer with over 3 years of hands-on experience building secure high-performance APIs and scalable backend systems. Most of my work has been in the fintech domain especially around UPI switch integrations. I’ve designed event-driven microservices to handle account validation OTP flows mandate processing and encrypted MPIN verification — all with a strong emphasis on security and compliance. I work primarily with .NET Core RabbitMQ Redis and SQL Server and I’ve also implemented HSM-based encryption and secure XML/JSON workflows in production environments. I enjoy writing clean maintainable code using principles like dependency injection and layered architecture. I'm always looking to improve system performance reliability and developer experience. Currently I’m diving deeper into cloud-native design and distributed systems. I’m open to roles where I can solve meaningful problems and contribute to building secure scalable products at a larger scale.