Heather Klein

Background

About Heather Klein

As a risk professional with an unparalleled drive for success, I am thrilled to explore new opportunities in financial risk or compliance. With 16 years of experience in the mortgage industry, I have proven my skills in credit analysis, risk assessment, and underwriting time and time again. My passion for the industry and commitment to growth have led me to achieve great heights and I am now eager to tackle the next challenge. My journey began at the age of 19 when I joined as an account executive with no prior experience. Through my relentless work ethic and innovative approach, I quickly became a top producer, closing the largest volume for the year at my branch. Since then, I have worked my way up, gaining expertise in forensic underwriting for Fannie Mae and Freddie Mac before rising to my current position as a Non-QM and Non-Agency Jumbo Underwriter. As one of the highest levels of underwriting, my current role requires exceptional attention to detail, complex loan analysis, and precise risk mitigation. With the authority to approve loans up to 8 million dollars, I have manually underwritten 535 loans from 2020 to year-to-date without a single defect or buy-back, demonstrating my exemplary loan analysis and unwavering commitment to excellence. Now, I am ready to bring my expertise and passion to a new challenge in the financial industry. My experience in credit, risk, and analysis would be a valuable asset to any financial services, mortgage, or Fintech organization in need of a true risk mitigation maverick. I am confident that I have the skills and expertise to excel in any industry and I am excited to continue my growth and development as a professional. My Top Skills - The Short Version- Perseverance: I have a strong work ethic and the drive to succeed, which has propelled my career to great heights- Drive and Heart: I love what I do and I do it with purpose and integrity, fueled by growth, challenges, and success- Risk Analysis: I have extensive experience in risk assessment and mitigation within the mortgage industry, including expertise in underwriting, compliance, and fraud prevention- Anti-Money Laundering: I have experience and expertise in identifying and preventing money laundering activities within the financial industry- Demonstrated ability to learn quickly and adapt to new situations, strong communication and organizational skills, and a commitment to delivering excellent customer service.