Herbert Lam

Background

About Herbert Lam

Experienced Credit professional with a demonstrated history of working in the energy and banking industries. Skilled in financial analysis & credit assessment; financial modelling; negotiation; business partnering.I am also passionate about the life insurance products and how they can be used as effective financial planning tool, for both individuals and or commercial businesses. In my 20+ years experience working in finance and in the financial services industry in various capacities, I have worked with numerous personal and commercial/corporate clients. Through these interactions, I found there's a general misunderstanding or lack of understanding about using life insurance products to its full potential. Given my background, and my professional accountancy training, I am able to offer qualified advice to help you and/or your business with identifying various insurance strategies to achieve your goals. Please contact me to discuss your personal situation.I have recently also become licensed to provide advice on P&C (Property & Casualty) Insurance products. If you wish to someone who can address your overall risk mitigation concerns, personal or business, please feel free to reach out to me.