Hetal Dave

Background

About Hetal Dave

Customer Experience Associate-Scotia Bank (2023-till dateBranch head-retail banking-IDBI Bank (2017-2022)Achieving business target of advances, CASA and fee incomeTo meet branch profitability targetsCompliance of various product, operational and policy guidelinesTo improve upon branch's audit ratingApproving/ sanction of retail and PSL loansRecovery of stressed accountsLeading and driving performance of team members to ensure efficiency in souring new business and maintaining existing relationshipsOverseeing post sanction and disbursement documentationBranch head-corporate banking -IDBI Bank (2015-2017)Achieving business targets of branch for advances and fee incomeHandling corporate portfolio having turnover more than 100 crore. Scrutiny and presentation of credit appraisals to sanctioning committeeHandling Post sanction documentation and disbursementHandling stress and SMA accounts of the branch and taking recovery actionsRelationship officer- corporate banking (2010-2015)Detailed credit appraisal of corporate and mid corporate clientsAchieving target of advances and fee income of given portfolio of corporatesCross sell of other products like insurance, salary accounts and current accounts to corporate clients